from isabella@unacknowledgedgiaat.com part 1 of 5
if historans in 2050 write up yunus 5 biggest A achievements and<
5 biggest D dreams that didnt quite happen what will they be?
-eg A1 end theoertical economics taking college students out into village to co-create job creating solutions-
D1 failed to turn coast of bangladesh into superport uniting pro-youth economies of china india and bangladesh
(see growing up with giants and benchmark impacts of globalyouthcommunity of supercitiy

Breaking News Spring 2015 IN which trillion dollar markets can france and grameeHEC free purpose of Muhammad Yunus and Sustainability Millennials?

With Italy and Spain, France leads what goodwill Europeans spread with Catholic Culture- and Pope Francis is very clear how anti-youth (and errant) macroeconomics and the EU has come. Markets that are not audit around Preferential Option Poorest are not sustainable- nor are politicians who fail to value their main regulatory purpose as ending inequality.Whats stopping the miillennials generation in France leading national and global debates on this rather than waiting for rowing politicians who are never entrepreneurially ahead  of sustainability's intergenerational exponentials. After all French enlightenment coined the word entrepreneur- because what entrepreneurs value most is almost exactly the opposite of the politician. We trust that is as embedded in the french version of these words as it is obvious to your auld ally the scots  Can we link YOUTH DIARIES OF SOCIAL BUSINESS 2005-2015 & #2030now

PARIS calling Millennials www
Nutrition and all food value
 chains security - grameen partnerships with danone and credit agricole could have linkedin worldwide millennials interested in celebrating these markets sustainability


Water. Waste, Energy - Veolia and Schneider Partnerships couid have led worldwide millennials transformations of these markets

 the UN has called 2015 and the transformation form millennial goals the biggest in its history - and paris hosts at least 2 seminar 2015 events:
septembers convergences 2015
december UN climate sustainability summit

Furthermore Paris' main branch of the UN is :UNESCO; /juːˈnɛsk/) is a specialized agency of the United Nations (UN). Its purpose is to contribute to peace and security by promoting international collaboration through education, science, and culture in order to further universal respect for justice, the rule of law, and human rights Does UNESCO see 2015 in same way as UN-the year of facilitating biggest change in its existence. The Ted Turner family (who made their money mediating with CNN) ave invested over a billion dollars in making UK partnering wings more accessible to millennials turning impossible to possible. Their final review of the success of this takes place in Atlanta November 2015 with tens of thousands of youth and over 20 Nobel peace laureates. Will French millennials be well represented  
............................................................................Changing every anti-youth economic (job destroying) policy of European Union- 

How the most vital university missing curriculum needed to be the opposite of the MBA .
HECk  Isnt it time that all entrepreneurs united collaboratively  in asking what are we teaching wrongly about innovation that the net generation needed to mediate differently from the industrial age if sustainability let alone end poverty were to be real goals not greenwashing


 .............................................................................................................................................................................................Developing investment funding in most sustainable future purpose of each of these and other trillion dollar markets?

At grameen.tv we ask youth to compare which future capitals are twinning most with millennials sustainable futures- back in 2005 France/Paris launched a world lead on this with Youth and Yunus -where is it today?

Lets assume starting with 2005 meetings with Yunus at HEC - you agree that France was way ahead in inviting joyful millennials debate on one or all of the above critical markets purposes -over time what caused the impact to be less than it could have been? 

Are there urgent and mobilising ways empowering 1 millennials to get back to lead these social business orbits? 
     

 

 

welcome to grameen.tv - a research project sponsired by family of The Economist's pro-youth economist Norman Macrae;

with 10000 youth we started this tv web in 2005 to understand from 20 interviews with yunus and inside grameen bank:

how to share massive youth job creation and women empowerment around the planet -coming soon The GG World Record Book of Job Creation

/

Extract from World Record Book of Job Creation - commons rights asserted by macrae Family and partners -contact chris.macrae@yahoo.co.uk washingtin dc 301 881 1655

NET GENERATION - FUTURE HISTORY OF JOB CREATION

 In this book future identifies with what can be imagined. mapped and sustainably exchanged from that moment of worldwide evolution when the vast majority of people have access to mobile connectivity. By this we include all cultures, demographics especially the poorest or those "villagers" with the least structural resources (eg no electricity, no running water, before mobile neither telecommunications nor roads). It turns out the poorest - or those who mediate to empower them - make the most valuable uses of enjoying mobile connectivity - they hear for the first time about advance dangers (eg weather or plagues), they access information on which markets small producers can sustain a quality/value advantage, their families are excited to action learn -to bridge to the worldwide

Imagine means being free to discuss breakthrough  ideas of most communal joy

Map means designing system foundations to linkin all that would be needed for the idea to flow

Sustainable exchanges involve intergenerational timespans, exponential metrics  for valuing effective, efficient, non-externalising and expandable ways of serving each other to include everyone (the opposite of what planners in industrial age strategised top down and as externalisation across borders to those who had the least access on what was at risk )

In this book history means before imagining, mapping, exchanging a world of 7 billion being mobile connectedness. Many of  our early 21st C world's most valued solutions are still anchored in pre-digital foundations and cultural mores -  social diversities need to be honored even as technology accelerates access to the future of the  human lot.  For better or worse, we are no longer beings disconnected by the historical costs of distance. There could be 10 times more for every human livelihood to indteract but that will only happen if open source and bordeless knowledge trades/services are integrated into everyone's livelihood development.

In our search for world record job creators 2015-2030, we have particularly valued bridgers- not the game of top job creators is one each pesrons spocial network can customise

 

Muhammad Yunus is probably the simplest of the world top job creators to catalogue in terms of greatest future and historical job creating ideas. Have a first guided tour - and by all means tell us what we have left out. We see his role as most connected human with 1000 concepts most exciting youth - a valuable antidote to trillion dollars a year ad agents spend rehearsang concepts that are at best marginal improvements to being human , and are at worst spinning big brotherdom's end to human sustainability

 

 


  

 

 

 Tour of most joyful YUNUS INNOVATIONS - Pre-digitalTour of Yunus most joyful innovations - digitalOpen Learning Campus 43rd year of net genration studies begun The Economist 1972

 GRAMEEN (village) MICROCREDIT 

Village mothers' jobs-training loans linked to own community market and savings -mothers ownership of network served by barefoot young bank managers

related - jobs-creating educators village children and village mothers need 

Worldwide Branding of Intergenerational investment bank -  as of 1996 the natural grassroots partner for syndicate converging round grameenphone and leapfrog transformations. Potential for most worldwide goodwill linking in brand partnerships most valued by millennials

-idea operated as grameenphone but brand ownership structure not legally constituted for yunus long term leadership

 MOOCYUNUSWe need to converge as many of tabled routes as possible, while the window of opportunity is open to millennials to design their 21st C's most collaborative missions impossible

Most trusted mission driven network ever locally designed round women with 60 by 60 weekly last mile service

Leapfrog model for green energy for off grid villagers  benchmark case

Bostonandyunus1 Collaboration Revolution: elearning Platforms -10 times more economical ways of action individual and networked knowhow include:

Yazmi

Khan academy

Coursera on-demand and Open Learning Campus

MIT open edu; reclaim our learning; edx; berners  lee

............................;;;;......................................................................;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;..............................

Nutrition self-services -attaching a market garden to every village banking centre

Next cashless bank a billion - idea implemented by others

WomenUni.com  2 Jobs-apps networks and women4empowerment platforms include

telecentres for jobs

nanocredit for jobs

whichever blend of organisation is going to become chief investor in microfranchises (microbank? microeducator? micromobile owner,

Health, Safety and Rights services in the form of award winning economical cyclone proof hut

Womens telecentres  movement -idea led by others

 GrameenScotland  SinoScotland FutureofBBC world service: 3 nations whose citizens are (with their access to worldwide diasporas) shaking up independence eg the importance of the scotland debate-elearning shows how the most abundantf 21st world trade needs to be directly between borderless citizens; time to mediate whole truth that top-down bureaucrats and bankers of borders spin our greatest risks

3a in other cases citizens are mass scaling curriculum - austraila 10 thousands girls of financial literacy and million green energy action learners network

Communal family-loving identity built round promise to primary school all children and providing secondary scholarships

Mobile learning movements - for most practices led by others but active connector of nearly free nursing college

Background to yunus number 1 personal gpal since nobel prize - health partnerships - good start with greenchildren and aravind and some early pilots through wonrd congress but urgent needto relinkin with open health learning campus

 4 Celebrate collaboration Search  for partners for missing curriculum

South Africa world leaderon literacies of entrepreneurship (main partner branson), coding (main partner google africa), self-empowerment main partner (maharishi), financial literacy (various partners aligning small business life long learning and apprenticeship redesign); internal partner now whole schooling system of 14 million children; typical best twin capital partners ihubs founded by open source import-export

 

Alfatoun financial literacy - while nearly 100 national partners - brac is most massive scaling one

 

From late 1980s engaging westerners ,and worldwide opinion, in beyond-aid bottom-up models of southern NGOs

Nation's most social impactful entrepreneur cheers monthly youth micriventures competition -implemented

 5a curriculum of leapfrogging - map back what knowledge is needed in next billion gamechangers - mobile phones, energy off grid, cashless banking,- what knowhow needs to be exactly opposite to pre-digital's conventions

Youthcreativelab 

5b practice professional areas need to be connected with young professional networks -and total value chain movement celebrated by jim kim and world youth summits Twin cities in a movement more valued than any sporting olympics). These include:

next half billion jobs of free nursing college

next half billion jobs of clean energy college

next half billion jobs of job-creating economics and multi-win business-social models

pope's public service of ending inequality curricula and need to take beyond religion -why wouldnt club or romes 15th annual nobel pace and youth summit converge on this

 

Staging poverty museum race since 1995 as most exciting millennials goals movement. A leader of the southern ngo movement beyond-aid and beyond the accidental de[endency consequencies that non-sustainable charities trickle down

Twin capitals youth jobs olympics to be more valued than any sporting world cup - partner invitations made yo potential funders but in beta-testing (currently not linked into other 20230 now summits nor open elearning networks) 

Related greenchildren; Sing for hope

 World leaders of university of stars model:    fashion4development and jik kim linked

valuetrue.com trilliondollaraudit.com 6 the ultimate hidden agendas is that 20th c peoples gave away monopolies of being ruled over by professions of separation; professions of ending externalisation and compounding risks on to least socially connected must end now as this is integral to any whole truth millennial goals race to end poverty


As pre-digital age closes, the simplest goodwill multiplying bank anchored around increasing liveihoods of poorest voilage mothers and ;potentials of their next generation. Made the idea famous that the safest pre-digital owner of portfolio of microfranchises needs to be a financial services institution, (Query post digital do mobile or educational relationships need to be pivotal?)

One of sustainability investment world's purest models - but while the purset in imaging each global market's most humanly sustaoinable purpose it can be under-resourced for preventing risks and keeping out badwilled coopetition -at some localities

7 OLA the unexpected- eg now that India has proven that almost any illiterate adult can be helped to read a newspaper within a month- how does that change all formal education of literacy?  

 

Idea of bangladesh as china's nbest knowledge exhnange partner - bangladesh at 35 when this idea was foirts debated by yunus was known as open university opf microcredit and social business mdoels- the fastest racer to milennial goals starting from the bottom. There were many microfranchsies china could have applied to its won need to help the rural population race to end poverty- conversely yunus needed eg china's megaport knowhow to develop cox's bazaar

 

 

Idea of direct knowledge exchanges between bangladesh wizard tech youth and other nations - eg kenya now has best model on that see ihub

-best bangla case grameen intel dhaka branch ; best worldwide case from developing nation - kenya's ihub' best case from most resourced nnations circle of labs at MIT including media, d. water , and from 2014 d-scaling eg masterclass of polak

 

 .........................................................................................................................................

Idea of companies benchmarking greatest partnerships in tehnology as better way of marketing than greenwashing . Never got critical mass though a few brave cases led by grameen danone -great experuments in possiblity of local milk busienss but maybe ahead  of 3d printing manufactyre revolution - link in to infant snack bars china

 Could have led search for top 20 crops with sepcial quality adavantages for smaller farms - japan beans partebrship seems to be only one yunus has

...................................................................................................................................................... 

 

 

x

Exercise discuss what opportunities and threats compound around Grameen Microcredit system as the in the human race's united goal to end poverty

OPPORTUNITIES

 

Safest and most inspiring banking system for empowering pre-digitalwomen networking to end poverty and build community

 

Became laboratory for ownership by the poorest of hundreds of microfranchise. We define a franchise as a financially sustainable model of how a team delivers a local service that once perfected can be replicated across communities. However unlike a service macrofranchise like Mcdonalds that sucks profit out of each community every quarter, a microfranchise is designed so that the value produced wholly or mainly stays with the workers and in the community served

THREATS

 

Ask about  such exportation details as:

 

Motivation  and reach of barefoot bankers? Grameen was demanding unique dedication to service -one connected with energising communal pride and personal passion spending a bank manager's life on building the rural nation.. Also serving 3600 families weekly on foot worked most economically  in Bangladesh's peculiarly densely populated  "rural" conditions

 

 Whether national regulation permit such a savings structure?: the truth is that the new nation's government had so little resources that early leaders of the country were happy to assign the responsibility for rural development to hi-trust entrepreneurs and young socially minded activists; bangladesh's first and pre-digital quarter of a century was to see a unique model of micor-privatisation - one that became integral to the whole economy and life-critical innovation

 

How adaptable is the 16 decision culture;? Note it was designed round mediating the specific freedom  wants voiced by Bangaldesh women villagers who had been chained as an underclass; it also depended on a great local village schooling system being replicated - something that Grameen relied on Bangladesh's other extraordinary grassroots empowerment network BRAC to scale

 

 

How bridgeable is the Grameen model to digital age? Note first that the whole system depended on the intense manual inputs of the banking staff. While Grameen's goals (eg invest in productivity never trap in debt) are a world class paradigm for any Keynsian economist to design with, transforming to digital dynamics would require a lot of investment. While the fame that Grameen attracted around the world would make this possible for Yunus in Bangladesh, the very long-term leanness of the model (which he was later to brand as Yunus Social Business" could make it harder for other less famous local attempts to bridge digital with the purity of trust of the Grameen model

 

Grameen, valued wholly, as an open source knowledge system needed to be celebrated as the net generation's antidote to so many risks of big banking. It could have been part of  financial literacy and goals-humanity-mosts-invest  in every school that valued the future of developing children to grow up in the early 21st C networked, collaborative and borderless world. But those millennium-goals summit hosts who from 1996 were to accelerate the globally  lobby for yunus to get presidential and nobel prizes as most trusted banker of women and next generation never focused on mediating such a gamechanging educational curriculum -more at microcredit.tv  If Grameen had stuck to its roots as an educational platform it could have become worldwide youths most valued partnership brand as the 21st C came of age. Understanding the  role if Dr Yunus as linking in thousands of concept that most excite youth  can no longer involve the same microfranchise cataloguing compass as most valued educational reality-maker. More at the GG world record book of job creation

Help with social actions debriefings of more opportunity and threat exercises at YunusUni.com

What goals have gra,meen and brac achieved? They have provided the miracle solution to ending poverty in vilages with no infrastoructure (no energy, no running water, no roads, no communications- back in 2008 latest reports on this came in the last arcticles of The Economist's pro-youth economist (aka father norman macrae) and from clinton on charlie rose pbs reviewing his book on the entrepreneurial revolution in giving

 RSVP chris.macrae@yahoo.co.uk washington dc 301 881 1655 skype chrismacraedc Norman Macrae Foundation for publishers of the Book of Record Job Creators

While we feel those who like to see separated  results have done untold harm in blocking grameen and brac from partnberships, let's first try and answer this question separately- we welcome your additions to our first 7 yeras of research

 

Grameen Achievements

Supported 7.5 million village mothers in ending what they saw as the worst dynamics of poverty. Doing this by networking them in circles of 60 through which they took over villages most basic markets, peer to peer trained each other on knowhow such as infant care (eg oral rehydration- a killer of one in 5 infants in bangladesh of the 70s) and personal business literacy (savings and loans circles tutoired weekly by barefoot bankers) and hygiene (eg pit latrines) , group and self-empowerment. The mothers main definition of ending poverty designed round the 16 decision culture was intergenerational- break cycle of illiteracy for ever

hence this was linke in for 10+ millions of village children through such Grameen initiotives as

secondary scholarships were given to the top alumni of the primary stage 

minimum homes were built (aga khan award) to be monsoon and cyclone proof- women were given the wonership of tehse so husbands could no longer trough wide and children out on a whim

yunus was the first to build mobile phone partnerships with village women starting the leapfrog-a-billion process shown below; bangladesh now has the longest 20-year parthership learning curve around this- which every developing nation is excited to collaborate around, and in some cases innovate ahead

hottest youth-spring  

yunus started scaling the nest-billion solar benergy model for people off grid after chattting with nevile wilaims who had been championing pholvolactic since carter's presidencey

 BRAC Achievements

helped at least 7.5 million bangaldeshi villagers end poverty but in parallel built these networks:

the 40000 village schooling system adapting gandhi/montessori proamry vocation learning

50000 para-health workers in the villages

 unlike the grameen model of linkin a circle for every 60 women, brac redesigned whole value chains so that every job eg 100000 jobs of poultry and 250000 jobs of dairy sustained a living wage- it redesigned microfranchises across the while market value chain; it microfinanced these microfranchises; its concerns in leading a national market were not to extract profit but to sustain jobs and deliver quality foods to end poverty

it continued this with crop science applied to almost every crop growable in bangladesh fertile soils

it supplement bottom-up helath care professionals with barefoot rights professionals 

it became the world's best partnering ngo as well as the largest

while it wasnt first into mobiles in the vilage it now leads the bank-abillion models thanks to parthership nwith the same tech wizards who designed eg kenya's mpesa

brac has many ways of sharing learning - from its open publications research arm to its university; to ensuring that curriculum of childred are vsustainability friendly 

brac's record of sustaining partnerships with the most resourced organisations in the world is not emulated by any organsiation we can find 

 .

click pic below to download special issue celebrating 15 years of microcreditsummit sampled to 2500 delegates of world summit spain 2011


 

Hot fall  2014 millenials' job-creating labs -more diaries at http://chrismacrae.com

Next Billion Jobs Gamechangers we're tracking

Health - Free Nursing College - both the only way to make universal healthcare sustainable. affordable without putting milennials ever more in debt to elders extravagances and public service failure to control costs of pharma and lawyers; the greatest job creating stimulus everywhere; the most exciting practice labs for open source tech wizards- the most urgent focus of open elearning campuses valued by students for linking in jobs not just paper certificates - at soul of world's largest ngo & its bottom-up girl empowered race to unite communities in sustainability and win-win peaceful development

 

Agriculture's next billion jobs also at facebookblessed value exchange models that end middlemen in crops which either have very social or very healthy local benefits when diaspora value chains design end to end solution- leapfrog with cashless agricultural microbanking ( credit, energy , connectivity) and satellite elearning of job creating curriculum farming families milllenials need. Connections between sustainable agriculture and green energy and clean water streaming everywhere

 

Media: Twinning capitals with a future around womens and youth jobs summits as more valuable to cos-posnor and co-host than any world cup. World benchmarking competitions on public servants who retore elaving the future in better state in terms of ending inequality. Milliosn of youth jobs for hosting cross-cultural celebrations out of ebery community are a far better spend than arms, and the only way the 21st C can become more epaceful than the 20th. Which it must if a borderless world is to become a safer place for all our children

 

Professions: 25-35year old young professionals are the most educated, connected and colaborative the world has ever bred- lets invest in their millennial's goals and open solution replication (microfranchises as This Economist-authore book first capapainged for in 1984) 

 

 

Innovations - dedication to those helping open source technoolgy wizards with the most resource network with open tech wizards starting with the least resources

mit examples include the editors of innovations whose board includes the wizards of cashless banking tech; the open architecture school whose media lab's first world project was elearning networks inspired by$100laptops and tablets; the collaboration systems alumni of tim berners lee; the elading youth entrepreneur ecosystem and partners around the world;  the recalim our learning alumni http://open.media.mit.edu/

 

 

Norman Macrae Youth Foundation sponsors .tv websites that could be top of job creation and worldwide youth collaboration - arguably nobody has a more exciting job creating message to youth than Dr Yunus, so can help us with this survey

 

 MOOCyunus survey 

1) what 10 minute videos would you like to see Yunus make so that millions of yout could share then and collaboratie in job creation

 

2) what 10 minute videos could yunus and leadership partners make to viralise worldwide youth job creation

 

we have interviewed dr yunus 20 times and will publish some recommendations (coming soon) but we most welcome your nominations

chris.macrae@yahoo.co.uk washingtin dc region phone 301 881 1655

 

 

-references  

comments on what is the mooc class of 2013

 

Started by you

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Microfranchise =

Way that 30000 intercommunity networks can create 3 billion community-rising  jobs of net generation round mobilizing knowledge empowering…

 

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Map of Universities with a future for Youth

votes welcome chris.macrae@yahoo.co.uk Norman Macrae Youth Foundation BRAC University - official webs Buni  Bnet  Bresearch; youth web disc…

 

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Youth TV

These videos are chosen from massive collaboration associates 20 most curious tv webs -rsvp chris.macrae@yahoo.co.uk if you have a top 20 n…

 

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41st year review of the most productive, sustainable and collaborative generation

 

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vote for top 100 microfranchises of net generation

 

 

In association with www.wholeplanet.tv 12 minute tours of pro-youth leaders; Africa ..  Asia   &&& the first worldwide 12 minute curriculum of job creating
where do you search MOOCyunus ? -eg youtube 

grameen.tv - home of where economics and sustainability of villages/communities/chidren matters  The Economist's Future of the Net Generation 1984 by Norman Macrae:  By 2000, man will see his greatest risk is differences in incomes and expectations of rich and poor nations- the necessary entrepreneurial revolution will require over 30000 life-shaping community solutions will need to be collaboratively searched and openly replicated if youth of net generation are to enjoy the most productive, sustainable and courageous time to be alive
..........
worldwidesgreatestinvention.jpg 
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2013= 30th year of The Economist inviting youth & revolution of collaboration entrepreneurs to free 7 banks 6 education 5 health and nutrition 4 energy 3 borderless peace and mass media, 2 politicians and professionals, 1 open tech
...............................................“The heart of the matter, as I see it, is the stark fact that world poverty is primarily a problem of two million villages, and thus a problem of two thousand million villagers.”

 E. F. Schumacher quote

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Einstein: The crippling of individuals I consider the worst evil of capitalism. Our whole educational system suffers from this evil. An exaggerated competitive attitude is inculcated into the student, who is trained to worship material success as a preparation for his future career. Albert Einstein

.Special 12 minute curriculum started at The Economist in 1984...

 

  • the economic imperative of ending poverty as core millennium 3 goal
  • why people need to prepare for nation states dwindling in importance as economic systems
 

 
 please share with us the best job-creating news you have heard this century
-our best news is when we heard that to counter the big bank curriuclum of the MBA ,
grameen bank and dr yunus have now become the world's epicenter of surveys of
what short (up to 10 minute) training modules are best for millions of youth to share free and online? -
help us catalogue such searches below

Extract of Muhammad Yunus Vision Skoll April 2013

 

 

When Khan stands up and talks about his Khan Academy, or I read about him or listen to his speeches- it always come to my mind: we won't need Oxford any more! - the whole world will be one big Oxford, we need only one global university --- the best!?!

 

2012's Two pro-youth gamechangers in education

 

  • basic curricula can now be distributed to millions of youth simultaneously , free, online - the coursera model
  • youth can individually try out exercises online 365/24/7 - these are  designed by topic clusters as per a text book and are linked to training modules - Khan Academy model

Norman Macrae Foundation for pro-youth economics washington dc region tel 1 301 881 1655

skype chrismacraedc ,, twitter obamauni  ,,   linkedin 9500  ,, email chris.macrae@yahoo.co.uk

5801 Nicholson Lane, suite 404, N Bethesda, MD 20852, USA 

www.NMfound.net www.microeducationsummit.com & www.considerbangladesh.com

 

 

 

 Every year in the last 30, the economics of healthcare has got worse in most so-called developed nations. 12 minute introduction on how can that be and what is the consequence for nations that cant turn this round? vote here to free worldwide youth's favorite trainers of healthcare

Can celebrations of nurses as number 1 information and service grassroots networkers of 21st C be the gamechanger that futures of youth need?

 

 Nursing's greatest 10 minute training modules for millions of youth could come from ...

Here are some of the suggestions from our survey with Nobel Laureate Muhammad Yunus - we'd love to hear your suggestions - chris.macrae@yahoo.co.uk or post below

0 12 minute overview from dr yunus on why his latest social business book profiled Glasgow and Dhaka and twin knowledge capitals of healthcare including pockets of desperate communities in poverty -how the first social business professorship (Cam Donaldson) linking community finance and health came to Glasgow Caledonian 

1 From Barbara Parfitt - chief trainer and originator of the 3 year nearly free curriculum of Grameen Nursing College- a curriculum delivered every week out of the Dhaka headquarter offices of Grameen Bank to some of the smartest girls to have risen from village secondary schools 

2 From Mr Sultan - who has helped Dr Yunus design grameen's $1 per month per family healthcare insurance-and operationally designed such replications as the aravind eyecre franchise- the world's most economical eyecare franchise imported by Grameen from India-one of whose core processes is training village girls to be eyecare specific nurses ( something that is up to 100 times quicker as  curriculum than a general all-purpose nurse) 

2a a checklist tour of where social entrepreneurs have found it much more community economical to train nursing for a specific area rather than general nursing - this will need rapid updating as mobile apps change the amount of expertise a person needs to d the initial detection of whom needs expert care - for example village girls armed with mobile ultrasound can now hunt out which ne in ten mothers will need experts because of risk of difficult birth 

3 From Larry Brilliant - whose work on ending infections diseases ended the last case of polio. Today he world with Jeff Skoll on a format called ILAB that is designed to help developing nations prevent plagues and other emergencies from spreading 

4 Ola, Founder of Nigeria Flying Doctor, service. A remarkable Youth British-Nigerian entrepreneur whose training in emergency healthcare and flying helicopters took her to Japan among other supportative knowledge networking places 

5 Eva Vertes- whose passion for researching cancer meant that she spent her last das as a teenager already doing world class research -understanding how she created her fast track at of action learning has lessons for anyone who lives in the internet age and wants to maximize the tie they spend at experiential edge of their own greatest competence 

6 someone I am looking for most quaifued to offer a first guided tour of what mobile apps already exist in healthcare - eventually I see this as coming a whole curriculum but who can start it? Places I am looking include MIT (which has the most amazing demonstration of mobile medical apps I have ever seen in one location) and Melbourne where there are a cluster of m-medic and healthcare workers who want to share their knowhow with the world 

7 The head coordinator in Arkansas of how that state use its share of the 4 billion dollar Obama community broadband program on telemedicine 

8 A presentation from a high obesity region in usa of what nutritionalists would advise for families who never want to see their children fall into obesity 

9 An annual student-led review of what extremely affordable healthcare solutions have emerged from the hundreds of cases relating to health pitched at youth entrepreneur competitions http://jobscompetitions.ning.com

resource webs and youth most involved in mapping this search : grameenhealthcare.com  grameenscotland.com 

green training including food, water, climate security ....from 

 

the philanthropic and royal families at the epicentre of green energy's greatest community prize awards - ashden.org

 

from neville williams founding champion of solar since Carter adinsitration but whose greatest scaling came from sharing his knowhow with muhammad yunus

 

from muhammad yunus team leaders at Gshakti.org who have instaled a million solar units in bangaldeshi vilages, and are on a moores law doubling total installed every 2-3 years (with thanks also to schneider electric in paris now yunus main green energy supporter)

 

from ingrid munro whose youth microfinance jamii bora in Kenya has finanaced and maily hand built the 2000 family ecovilage kaputei- the most economcal ecoovilage in the world unless you know better

from the various contributors to the secondary school curriculum linking in the worldwide map of the 50 most prolific sources of waste that can be used to make biogas 

from the bon aqua primary school curriculu used by over 100000 primar students in the water basins of the world's largest dam at Foz in Brazil - the last social revokution project of Bula before he became president 

from the tour of danone community social business fund projects related to clean water, organisc agricultures, and nutrition including china's number 1 collaboration in infant nutrition

from the 5 states where yunus stident enetrepreneur cometitions have come up with project entries and curriculum sections relating to clean energy, aquaponics, food security and nutrition championships  

fom the champion of the Beijing thinktank on energy who leaked the good news in washington dc that bottom up solar knowledge is one of the knowledge startes top people in china now want mobilised across china

from the successors to fortune 500 ceo Ray Anderson that even a category like carpets can deveop a 20 year plan to go zero carbon most profitably 

 

resource webs and youth most involved in mapping this search: grameenenergy.com grameengreen.com grameenfrance.com  

 open technology ... from

youth's greatest heroes of collaboration & mass mediation from ...

Astronaut Ron Garon -massive collaboration seems to be humanity's greatest crisis except when we unite around the greaest races like moon landing - can we make 2010s a decade when our racs are grounded on planet earth 

Monica Yunus  www.singforhope.org since 9/11 I have asked every famous enetrtainent star I can reach - can they so something more with their fame- my idea is if entertainment stars supported youth who dont quite make superstardom to bring joy to real community events of a cross-cultural kind- that way youth's greatet idols could helpyouth meiate peace in every community- monica is the 2010s overall champion at www.universityofstars.tv 

 job-creating education revolution ,,, from youth economics and banking... from

 win-win-win models worthy of nations futures and public servants from ..

 

10 minute tours of national plans - which ones should rest of the world support - eg would you suggest worldwide youth support this national plan's extract:

The "fundamental end" of economic transformation is to improve people's lives, which could only be achieved by improving social welfare system, giving priority to job creation, providing equal public services to every citizen and stepping up reform of the income distribution system, We will unswervingly realize the shared prosperity and bring the benefits to the people. 

 

In transforming the economic development mode, the importance of building a resource-saving and environment-friendly society should be stressed to save energy, reduce greenhouse emissions and actively tackle global climate change. We should develop circular economy and low carbon technologies Through striking a balance between economic development and population growth, sustainable development will be enhanced.

 

 

None of the breakthrough innovations of Muhammad Yunus that make him the number 1 living pro-youth economist are populary understood

  • Muhammad Yunus (&1 &2) has inspired and directly led some of Bangladesh's greatest job creators with the youth investment bank owned by 8 million viilage mothers- energy- they have developed one of the best microsolar franchises -1 million solar units installed and doubling total installed every 2 years; health- since his Nobel prize focused on grameen village nursing networks which are pioneering how 21st c nurses are being mobilsed as most important information networkers who can return economical healthcare for all . His Japan partnerships are making best of crop science available to cohorts of grameen farmers and testing various technologies. In the US the main impacts of yunus:
  • education- connecting all of a state's universities knowhow around students most exciting projects 
  • mediamonica yunus project linking in heroes who help youth bring cross-cultural peace to commeunities ......

 what to do next

 Changing Universities -more

-universities monopoly certifcation of which of a nation's youth will be most productive is the greatest intellectual scam of our life and times - 10 times more valuable job-creating education designs are what worldwide youth merits all through the educational value chain

 Changing inward investment in developing country - more

Mobile Revolution -more

studying life critical collaboartion apps of mobile is  "make or break" to whether net generation will be worlwide youth's most productive time

Energy Revolution -more

clean energy is one of the 2 greatest economic advances of 21st century

Banking revolution -more

 converge community development around every 60 vilage mothers by giving them onwership of finacisl services, community markety, knowhow hub and inter-generational community development 

grameen.jpgYouth are invited to help Yunus make 2010s net generation's most exciting decade at
http://www.youthandyunus.com/ ..

 SB world bank 1: yunus and youth  - 15 years into mobile poor co-creativity

 extraordinary futures the rural poor are co-creating with mobiles

Mobile marvels  with a liitle help from Tag-Eonnets

SB world bank 2 = yunus and youth 15 years into cheerleading solar

 Do you have better news on solar energy than this Economist podcast?

Cheaper, more efficient and feasible

 sb world bank 3: france and yunus - 7 years into extremely affordable partnerships danone coomunities, china and yunus are near to taking over lead of trillion dolar infant nutrkition  market eladership with yang ying bao

 other way round stories of rich corporations innovatimng with poorest partners n search of extremely affordable innovation

 India's secret weapon

RSVP info@worldcitizen.tv  What can SB World Bank 4 be?
 
Q&A welcomed by people desperately seeking benchmarks for  Pro-youth banking, and those helping to develop the business game of trillion
dollar audit applied to the global banking sector -  skype chrismacraedc email chris.macrae@yahoo.co.uk 
Our History & Future: We began this web late 2005 when a survey showed Yunus to be the most trusted entrepreneur in the world. Entrepeneurship being a focal subject my family has journalised since 1949 including my father's 40 years of work at The Economist.

Getting to know the last 5 years of the Yunus-led Grameen Bank has been a great privilege. For example we formed 10000 dvd club in July 2008 - a high point for the bank with the Nobel judges opening a museum displaying all the worldwide awards earned by Yunus and Grameen over its first third of a century, including the most unique award of all: A Nobel shared by 8 million female members and one man. We believe that the Grameen led by Yunus offers a benchmark for the greatest job-creating system ever built -one designed around over 150000 village hubs which happened to make it ever stronger with the introduction of mobile technology for the poor which Yunus was one of the first in the world to lead in 1996. We hope the future of Grameen will continue on that journey. We second Romano Prodi's statement today : along with dedicated institutions like Grameen Bank and a visionary person like Yunus, the prime minister can definitely wipe out poverty from Bangladesh and set examples for the developing world. 5 April 2011.

 Which markets matter most to your children’s futures, and communities you care about sustaining most? Until 2010, two economists stood out for optimistic reasoning:  peoples everywhere can multiply goodwill through markets’ value exchanges of productive lifetime inputs and demanding outputs..info@worldcitizen.tv welcomes your queries on why safe banks matter to communities and family investors; also we welcome submissions to our youtube of safebanks .. chris macrae washington DC 1-301 881 1655

 economistgiant.jpg

 Podcast by The Economist;

Norman Macrae Unacknowledged Giant

The unacknowledged giant 

  yunus.jpg
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About Grameen.tv: we linkin searches for the smartest knowledge that economists can generate, and how to turn this into the most exciting games young people played. Our work on global village networking innovations stem from 2 happenings in 1976: The Economist’s Unknown Giant survey Entrepreneurial Revolution (25 December) and the Grameen project tested for 7 years by Bangladeshi villagers led by Muhammad Yunus.

 

Both of  these joyful turn of the millennium economists were inspired by Scots Adam Smith and James Wilson’s original purpose of economics.  This was to share maps governing sustainability exponentials compounded by value multipliers in such contextually simple ways as to end poverty and serve all life critical needs as efficiently  human being could collaboratively innovate. This was the same inspiration that inspired the French to coin the word entrepreneur to identify those who sought to invest in the liberte, egalite and fraternity of future generations. In 2011 exciting innovations are linking in all over the world wherever youth partner Grameen Economics – Dhaka, Paris, and Glasgow being 3 of the cities Grameen.tv enjoys interviewing youth and hi-trust leaders most when we get a few days away from our responsibilities as family investors out of the Washington Dc region. More on our family investment6s at http://www.facepov.com and http://isabellawm.com

Currently our map of most purposeful networks freeing markets has over 25 locations whose numbers are matched by context in this table

 

Basic Banking

Twenty stockmarkets designed to achieve youth’s & sustainability’s 20 most exciting goals for 2020

26 Mass media for celebrating world service by sustainability heroines and heroes

Zero footprint leaders who also grow economies

Clean water, 25 energy, food

Healthcare for all

Mobile media for doubling life critical knowhow annually

2010s as Net Generation’s msot exciting decade

Universal accomplishments of being 11 years old anywhere on earth

Business schools for sustainability and/on 25 lifelong peer learning designed before your next life-change

Professions sans frontiers who help all sides take markets’ games above zero sum

Collaboration @ Distaster Relief

Place leaders who create jobs and cause no property or other bubbles

Secondary education designed round faciliation youth microentrepreneurship

Mapping Social Business around the world
 Collab Cluster No 1 2 345678 9101112 131415161718192021222324252627282930
 Future Capital Nairobi Nairobi                            
 Communal Purpose Social Mapping Media YouthWorldBank                            
Business Cluster around the world
 We can design systemic ways ahead to exponentially progress the human lot. Both economists gleefully foresaw the internet in the early 1980s as a coming entrepreneurial revolution - the opportunity to achieve the great goal of economics “ending the chance of any child being born into poverty” scripted by Adam Smith and all his entrepreneurial alumni out of scotland and worldwide. With the death of dad, Norman Macrae, after a fine innings of 86 as The Economist’s Unacknowledged Giant, my search shows we are down to one joyful economist. Here is a three year report compiled , inter alia, from 30 friends' visits to Dhaka on actionable clues discovered by the joyful economist Muhammad Yunus . Since 1976 he has devoted his life to inviting everyone he can reach to help free markets to achieve the greatest goals that you and youth can co-produce and demand
purpose3.jpg

Through our association of family foundations Grameen.tv is proud to have sponsored Centre for Development's Dr Yunus visit to 2010 Glasgow July 3-6;

2010: July 4 adds to dramatic celebrations of CFD's Future History with these launches announced at Glasgow University include

  • JSA1 Journal of Social Business;
  • JSA2 Glasgow University Yunus Institute of Social Business;
  • JSA3 Norman Macrae Foundation - special commemoration party The Economist 2 Nov 2010- 60 people to debate dad's 2 favorite issues since beginning of his Entrepreneurial Revolution trilogy The Economist 25 Dec 1976: war between micro and macro intellects being s and ends with whether the purpose of medi and economics is grounded in social action; what we choose to do to -and help youth invest in - to end poverty with worldwide technology in the 2010s will determine sustainability of all our childrens children 
  • JSA4 special thanks to international collaborators- eg how can Scots action clubs of yunus renew our auld alliance to celebrate French Yunus social action and social business networks including  including Danone Communities, Grameen Credit Agricole Micious? Which other countries can microeconomic innovation centres can we help each other - Germany's Grameen Creative Lab? England's London Creative Labs,worldwide's The-Hub with 6000 entrepreneurs co-located in 50 future capitals, USA's AltFutures, Itly's SocialBusinessEarth, Cure2Child  
  • JSA5 click to more change world progress made over 4 days of yunus collaboration dialouges between Scots and Bangladeshi including inaugural social business lecture ; changing law around Europe so that every young person can belong to conniius Ebanks that invest in their communal productivity  - your reports on how scotland can celebrate 2010s as most exciting decade always welcome chris macrae info @worldcitizen.tv

2010 October - 5th visit made to Bangladesh and dr yunus at grameen hq- urgency of economic content projects discussed in light of US congress vote to hear from Yunus "Genius Economist" http://www.grameeneconomics.org/

glasbrown.jpg

Can Gordon Brown & Yunus help each other and youth make 2010s most exciting decade? (Extracted from 3000leaders.com - 50 Scots who could help with leadership of sustainability world) 

1 Gordon's first act as UK PM was to speak at UN on People Power; Sunday July 4 Independent front headline : women on the world unite; UN makes history with $500 million drive to end global inequality at last; Banki Moon recruits super panel including Nobel Laureate Yunus. Back in April 2008 on the day UK banking died Brown invites Yunus to youtube from Number 10; Browns office promotes millennium goal youtubes; Browns signture piece on ending poverty in previous Blir government frican Commission got drowned by 7/7 whose victims included London's mosr extrordinry community organiser. In Fall 2005, 40 Londoners hubbed to collaborate on 7 year sustainbility goals to 2012 - how can we help Yunus, Browm, Socitland nd Bnglaadesh to unite ntions round ending poverty now

 

WHO'S OPINION LEADERSHIP WHO 
I'm an optimist and a maths guy but since 1976 , my father, daughter, friends and I have been debating anyone who will listen that homo sapiens has entered our last century or two - unless we correct the overwhelming trivia of media. We surround our race with hundreds of championships which make sportsmen or sexy women world famous overnight but virtually no ways to globally celebrate people whose lives discover solutions that save the world - by ending poverty or open sourcing innovations to other sustainability crises whose urgency increases exponentially as we connect the
first global generation. Grameen and Dr Yunus have earned over 100 leadership prizes including Nobel's peace and India's Gandhi
- futures of women, youth & poor depend on how many netizens linkin to such knowhow   

Auld Alliance (AA) goes into overtime

 AA First half- Scotland and France ally to prevent lands being taken over by England; AA second half around 1700, international banking scam causes hostile takeover of scotland’s economy by england; scots (adam smith free market system maps from 1750, james wilson from 1843) ally with Parisian entrepreneurial school (formally established around 1800) to help resolve crises compounded by English Empire’s takeover of various nations’ economies; AA overtime 3ed millennium goals, third ally searched out nd mobilised by microentrepreneurial youth in paris and glasgow so english speaking macroceonomics big bangs coordinated out of wall street are turned round by Micro Bangla in time for microeconomics sustainability exponentials to empower networking generations to end poverty and progress way above zero-sum games to peter drucker’s 50 times more productive age of 7 billion knowhow networking peoples sans frontieres

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.

THE FIRST QUESTION WE CELEBRATE AROUND THIS WEB 
People who network round this web celebrate answers to this question which you can post to
http://www.yahoogroups.com/group/yunusbook  or email to chris.macrae @yahoo.co.uk
I may be biassed in wanting to advance the human lot for my children -and all children - BUT anyway I love studying
and networking with people who study Grameen and Bangladesh's social business
system designers and sustainable community builders because ...

example chris macrae current editor of grameen.tv:

I may be biassed as my dad spent 40 years at The Economist questioning entrepreneurial revolutionaries and championing why micro professionals need to collaborate and prevent macro professions from losing hippocratic oaths BUT anyway I love field visits to Grameen to see what happens when 10 times more economic exchanges are compounded at community levels; and because Dr Yunus renews my mathematical optimism that the 2010s generation can collaboratively map networks that take us above zero sum models and so ensure that every child has enough health and resources to make the most of their own life. Back in 1984 I co-authored why the globlaisation we choose can only compound 2 opposite futures for all our children - one in which all the new techology is controlled by ever fewer people with consequences far worse than even Orwell could imagine, or the win-win-win one where the 21st century develops the best of times out of every place and celebrates every culture's love of families and most humanly innovative dynamics grounded by such purposeful lifetimes. Let's do it http://worldcitizen.tv/ - as the last chapter of Dr Yunus new book Building Social Business invites through global village races to sustainability: The Time Is Now

L...
Latest Update Dr Yunus debrief 4 July 2010; sin e 2005 when Dr Yunus first formed global SB partnerships including four from  first lunch in Paris on this topic the traditional grameen bank in bangladesh has stayed the same but the extensions into new areas of social business hve been multiplying - we welcome  any editing suggestions to this rough map of what grameen's organigram now encompsses
 
Financial services –1st generationFin services- end generation ie youth of original membersJob creation & edu

Health & safety

Already operating:

Kalyam 51 Grameen Clinics

2 Eye Hospitals

1 Nursing College

see full update summer 2010

Clean water, food, energyInfotech includes mayo; Intel; GE;& Kyushu mobile cpture gadget

Manufacturing Zone

Grameen SB Industrial Park#1: 13 acres of land

1.0 Otto Grameen" initial investment 2.5 million euro: product garments : workforce to include disabled

2.0 Grameen Fabrics & Fashions: export knitwear

3.0 Graneen BASF mosquito net

4.0 Grameen Fibreglass

5.0 Grameen Energy saving bulb to be marketed by Grameen Distribution Ltd

Grameen Uniqlo  

Beyond aid parrners: nike foundation: UN; japanese aid foundation haiti sb fund...Small country sb zones: Columbia ...Other
   

1 paris grameen danone is pioneers micro manufacturing (milk foods) franchise in the village; with credit agricole a restructuring of social business fund and youth microentrepreneurship networking danonecommunities.com across france whose international SB investments are mainly in water, dairy or other farm social business; we dont know what the 20 company visit led by martin hirsch has resulted in though there may be an eyeglass company partner esilor? ; there is HEC Yunus uni partner as a centre for smba cases 

2 we heard that digital lead is now being taken by  partnership between kyushu and grameen communications led by a bangladeshi Dr Ashir Ahmed : alongside this grameen phone has installed 500 community information centres which gives rural people (but not necessarily poorest) access to state of art infotech services; it is grameen phone that is working with mayo clinic; not sure who is working with intel 

3 there is  manufacturing zone which long with grameen garment will be where grameen otto the huge idea of grameen fibereclass partnership with an middle east manufacturer and 1 other grameen partnership in manufacturing (japanese special winter clothes) 

4 grameen nurse institute temporarily takes up 2 floors of grameen nurse;  full free medical university is expected to be built; there are already the 2 eyecare franchises;  

5 glasgow also offer european lead in implementing grameen microcredit changes in laws, and glasgow uni has signed MOU to review all its modules for which need re-editing by SB model 

6 grameen employment agency offers vocational job training camp 

7 grameen shakti continues 

8 other universities; the new head at AIT  was formerly founder of BRAC university; CSUCI announced 

major web update and sharing of content progress in about  month

microeconomics updating survey grid of 100 life critical needs and network searches to open source solutions

microeducation - some talking points in group discussions

missingmaths7.jpg   

 Proposal to launch First 50 Social Institutes of Social Business on ThanksGiving Day 2009 

Dear Sofia

Here is dad's and my first go at a concept statement for launching our first 50 social institutes of businesses across cities on thanksgiving day. Edits most welome. chris.macrae@yahoo.co.uk London Institute of Social Business

.Members of Institutes of Social Business help each other study and sustain the most purposeful organisations in the world. They do so by systemising designs that integrate the 10-win organisational system that action learns around hi-trust questions like these. We are always excited to hear of better -and more contextually energising - ways to word these questions; and to hear of other organisational models that sustain the world's most truly purposeful systems.

The way Social Business modeling sustains the most purposeful systems designed by humanity is made very simple by these constitutional rules: ownership is trusted to those in most deperate need of the branded purpose ; in parallel leadership commits to make a positive cashflow 10-win model transparent, audits its exponential future rising, and ensures than all profit is reinvested in Unique Organising Purpose.

..missingmaths8.jpg

you can ask questions at skype isabellawm or olasofia - or mail our world citizen mapmaking bureau in washington dc info @worldcitizen.tv

 

lisb1.jpg

Best News of 09/10.-our correspondents try to be at the source so we can rebrief lasting news, Q&A, networks & actions-eg

june09 yunus 69th birthday dialogue 1; official opening of Grameen Veolia -world's lowest cost drinking water

may09 british council's lord kinnock celebrates yunus -one of the star educators of the network age

april09 world congress posters hunt for extremely affordable health

feb09 london - royal geo soc and ashden awards celebrate grameen solar energy's world ekladesrhisp

feb09 - Dr Yunus comes to DC and dialogues with Bernanke, IMF & GWU students

Jan09- MCS announces bankings best news of decade with 500 audience at JP Morgan Chase NY listening to Kenya's fastest growing bank from the slums

.yes we can & YunusForum dc bureau contact chris macrae 301 881 1655 chris.macrae@yahoo.co.uk

Projects to join in

youth ambassador 5000 starts september in unis worldwide- prep can you help edit a shared presentation on womens microcredit?

Grameen is one of the most entrepreneurial and innovative organizations for humanity that I have come across in 33 years of working on world class brands in 40 countries. In the three years that my journalist father Norman Macrae (40 years leaders writer for The Economist), and I, and in some cases decades that my friends 1 2 3 4  have researched Grameen, we have been introduced to most of Grameen’s leading entrepreneurs. If you read about an endeavour that you seriously need to know more about tell me chris.macrae@yahoo.co.uk  and we will try and make the appropriate introduction inside grameen 

The first thing I recommend you understand is: why it is impossible to quickly compare Grameen success factors with metrics of any classical market sector. Grameen is the ultimate bank for the poorest and cheerleader of the connecting the human race in ending poverty But my brand maps reveal its leadership purpose as designed about 20% round banking and 80% as a sustainability investment club owned by its clients Bangladesh’s and the world’s poorest. Soon after opening Grameen started investing in sustainable businesses (whose mathematical model called “social business” is published in the 2008 book by Nobel Laureate Dr Muhammad Yunus on their role in youth’s choice of Future Capitalism) as well as banking for the poorest. A low cost start up literally distributed vegetable seeds in one cent packets so that members could grow veggies and so cure the night blindness that most village kids of the 1980s suffered from due to poor diets. Seeds may have been the most micro product ever sold, but pretty soon Grameen as Bangladeshi’s largest seeds retailer. A business that needed somewhat more investment was housebuilding – actually a hut with a monsoon proof roof, 4 pillars so that even in a cyclone the building did not collapse and a pit latrine for hygenic reasons. This was the most primitive –but also the most economical - housing ever to get an Aga Khan award for architecture. Today, over three quarter of a million sub sub prime housing loans have been offered and fully repaid.

 In 1996, investments in sustainability markets started getting serious with whole planet consequences in the sense that some have become world class leaders. Firstly, there is Grameen’s microcredit which worldwide summits since 1997 have benchmarked as the safest communal banking system that can be systemically designed. Investing in new business took Grameen into mobile connectivity- thus http://www.grameensolutions.com/  is now a world leader in business uses of mobiles whilst always driven by understanding how to end digital divides. NB one of the greatest poverty traps of all is not to have market sensitive information that everyone else has. Grameen Shakti is a world leader in solar energy. Grameen is pioneering what a rural national health care system can be partnered round in a networked age. Grameen employment agencies are sprouting up now that generation of members children are becoming a wave of the most entrepreneurial and microeconomic savvy alumni on the planet. What will be the next magic that Grameen’s enrepreneurs co-create? Watch this space...
SURVEY OF LIFE CRITICAL NEEDS & COMMUNITY SOLUTIONS - world reunions - Dhaka 29June- coming soon BERLIN NOV, NAIROBI Mar2010
-queries welcomed - Yes We Can
bureau, Washington DC 301 881 1655- Where are 10 times more economic community models compounding sustainable futures?
.Can you help? Our survey has 2 components:

1)      making a listing of the most life-critical or community-sustaining challenges

2)      searching for benchmark solutions found in one locality that can be sustainably replicated to other communities

.One of the bottom-up approaches we value emerged from mapping entrepreneurial revolutions of 10-times more economic models that emerged from quests of microeconomists and transparency journalism during world war 2 out of a place that is now known as Bangladesh.  These constructs also drew on work by people like Gandhi and Einstein on how to end sustainability crises causes by professional rules that were systemised in days when a few big cities colonially ruled the waves. So we particularly wish to celebrate any yes we can approaches that a networked world of peoples can urgently help each other enjoy 

 life critical challenge 1 truly free market competitions: 10 times more affordable economics

Celebrating Micro: Youth Networks -fallible globalisation over recent decades has spun wrong metrics and rewards (evidence wall street meltdown of global financial markets), media where truth and helping people be smart is inconvenient- yes we can change what we celebrate now  -YunusYouth ; TheMicros ERworld.tv Social Business curriculum SB venture capital Mobile Leaprog Partmering Country Micoeconomic Net Strategies Fairtrade FC Internet for poor Health FC1 Health FC2 Health FC3Health FC4  Solar Biogas Aquaculture Best 21st C leadership communications agency                                                                                    
 green - yunus challenge MIT ; ashden awardsYouth Ambassador 5000 :TheGreenChildren fundraise for world's most economic eyecare (aravind open source & social business model), twitter, org and youtube; Journalists for Humanity- vivian to produce yunus blockbuster movie HEC Paris Principality of Monaco Bankabillion.org Bangladesh - Grameen, BRAC, ASA wholeplanetfoundation.org Grameen Intel Grameen GE Grameen Pfizer Grameen Mayo Clinic Grameen BASF GShakti GShakti Grameen Aqua Germany - Creative Lab                                                                                    
 health-  posters at world health congress; banking : microcreditsummit and congress demanded world microbanking exchangeBest reports so far MIT Sloan Microloan student ; Princeton Micro-Up club- reports welcomed chris.macrae @yahoo.co.uk . St Johns NY Grameen Credit Agricole  Kenya - Jamii Bora  Brac.net portal 10 times more economic healthcare Grameen Kalyan $2 health insurance plan   Barefootpower free market of 250 million clean energy households BRAC Aqua                                                                                     
 Do you know about herstory - case 1
Inquiries & goodwill multplying ideas for collaboration networking welcome -info@worldcitizen.tv, washington DC bureau usa 301 881 1655
Almost all social economics problems of the world will be addressed through the social business system , Muhammad Yunus, Nobel Peace Prize, 2006 Acceptance Speech

The challenge is to innovate business models in such vital contexts as health care for the poor, financial services for the poor, information technology for the poor, education and training for the poor, marketing for the poor, renewable energy for the poor..
sample our world citizen guide library: $500 bursaries available for communities with the best social action catalogues to micropublish - RSVP info@worldcitizen.tv
Autumn 008 Londoners celebrate launch of Yunusdvd10000
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Welcome to the new grameen.tv . We explore the 3-in-1 mission of alumni of worldwide collaboration entrepreneur, microeconomist and Nobel Peace Laureate Muhammad Yunus : to map social action, social business and future capitalism: offering the simplest ways that every microentrepreneur -from the very poorest up - can connect with. This mission was launched 2008 in a fieldbook open sourcing all the models that Grameen has developed over 31 years as the deepest gravity for ending poverty. Microentrepreneur network leaders (1 2 3) believe in collaboration around life-critical info and act on the value there is entrepreneur in  all of us- fulfilment begins with finding the way you can serve others in your community while generating enough income to sustain your family and unite the community around its sustainability investment challenges as well as worldwide networking freedoms. This leads to opposite exponentials for the future than banks designed around the big get bigger whatever the cost to most human beings.  
Most of our old web pages are at http://yunusuni.com  -we are a friends website - official webs are
grameen.com (the world's safest banking models and ones designed to end poverty by investing in productivity inside every child, woman and man), .gshakti.org (the world's cleanest energy maps), .grameensolutions.com (the world's best use of internet and mobiles for the poor) grameentrust.org - international designs of microcredit.grameenamerica.com (demonstrations of entrepreneurial revolutions focused on how America can bank for the poor and the west's epicentre for partners searches in sustaining worldwide community healthcare)grameenfoundation.org ( fundraising space for some countries that specifically need grameen microcredit -founded by some of the first US journalists for humanity to discover Dr Yunus)., microcreditsummit.org (the world's most productivie and inspiring human network process).
 Authorised bio and participation events web sites edited by Bangladeshi's include muhammadyunus.org and yunusforum.net (the latter I volunteer work to)

The story so far. I am just a mathematician but here are some whole truths about human systems and how they multiply goodwill or badwill as far as i am able to map - if you have different information to share you can phone me in washington dc 301 881 1655 or mail me map@smbaworld.com
  • 25 years ago - during his 4th decade as economics editor at The Economist, dad forecasts that the global generation 1984-2024 would face more change than any other- systematically by 2024 the compound consequences for humanity would be very evil (like orwell's big brother) or the best of times for all future children. To be on the goodwill pathway, we would need to end poverty.
  • about 10 year ago - the millennium goals were a good path but working in big management sonsultancies through the 90s I was appaleed at a maths error that was systematically devaluing trust, rewarding those who imaged over reality including lconflict-makers and short-term speculators -the so called Unseen Wealth Intangibles ctisis as it was then called, the Inconveneient Truth crisis as some sustainability mapmakers now call it
  • about 2.5 yeas ago - summer 2006- I did some research which provided evidence that the only epicentre of world change with maths that understood what expoentials into the future were being spun was in Bangladesh - among 100000 practitioners of microcredit and other micro-services that sustain community-rising
  • At the epicentre of that I found - Dhaka, Mirpurs, Grameen , Dr Yunus and the four whose social action teamwork starting in 1976 had systemised the safest banks and the best collaboration pathways to all out futures of celebrating humanity  -so that all 7 million people can lead productve lives to their hearts content

    We turn to a list of live collaboration projects that I have been introduced to in Bangladesh and specifically with the investment of Grameen Banks and YunusPartners of his 30+ year validated social business entrepreneur model and its future capitalism networking measurably systemised around creating a world without poverty  
  •  I love to hear of collaboration projects that I dont' know of which are in the same family whether they have been influenced by Grameen or have simply mapped win-win-wins all round the purposeful organisational coordinates which generate hi-trust human productivities and demands

  • Since 1976 I have surveyed brand purposefulness of organisational systems. Grameen is the most purposeful organisation I have ever surveyed

    .
    .gram34.gif

    Examples of least purposeful organisations I have ever surveyed:

    Andersen (1998) - an acromonious internal split left accountants without the rich information technology consultany (now accenture) the firm had built ; in striving to put global accountancy on such hi-growth paths they gave up on society's licence to be true and fair

    Enron 1993-2001 - 8 years that compounded a small company into one of the world's 50 biggest economic powers and back to nothing

    Wall Street Investment banks since subprime (corresponding leverage ratiings rising from12:1 to 40:1); what you get when a nation superpowers unseen wealth's compound risks

    Non-purposeful organsiations multiply blindwill or badwill. They are measured so that one coordinate takes from all others every quarter. This spreads cancerous conflicts between all others. This dilutes any purpose the organsiation may have originally been founded to serve

    This is due to the biggest mathematical error ever governed. When the accountants raced to go global fro te late 1980s, they imosed a monoply of measuremnt that devalued trust-flow and transparency. By 200, this was published in Unseen wealth Reports that forecast expoential compounding of risks - more and more bubbles - until or unless goodwill's 2nd auit (oopsoite way round maths from how much did ine side take from all the others) was included in the way that corpoaret perfmance was governed and reported

    Grameen has the world's most inspiring purpose: end poverty; its social business model has compounded investment in that over 34 years. Every coordinate of productivity and demand it has invited into its goodwill and value multplying circle it has been deetermined to ensure entrepreneurial win-win-wins with 

    youthdialogue10000.jpg

    .

    There are 2 ways to discover why the world needs more systems like Grameen. The right hand-side relies on mathematics that I am happy to offer to people who seriously want to know. However, this web focuses on Dr Yunus' approach in his book "creating a world without poverty - Social Business, Future of Capitalism". This is to say to youth and communities - why not try mappimg organsastions around a deep purpose if one energises you; join in peer to mpeer citizen and youth networks that action learn how to do this sustainably. The beauty of the microenetrepreneur model is you start small, test expecting fast but low cost failures, keep persevering, once you have configured a win-win-win model invite open replication. 

    OPEN ACCESS Networks -coming soon

    .Yunus10000 dvd - 10000 youth dialogue starts mid october 08 worldwide - details emerging http://erworld.tv/ & http://yunus10000.com/ .Yunus1000 bookclub worldwide.Yunus1000 Forum -annual in every Future Capitalism city -being tested in London spring 09.Yunus100Forum - monthly in every city developing Future Capitalism seaches & collaboration  partners- straing in London Oct 08 .Bangla 5000 worldwide - social action group starting soon worldwide.SMBA -starting Paris Spring 09.Yunus collaboration cafe 10 - dhaka, london, paris, new york, DC, why not your city 

    Goodwill Multiplication
    Trillion Dollar Audit MAPS

    This fieldbook completes an entrepreneurial research trilogy begun in 1984 with what Americans called The 2025 Report. 

    Readers are invited to play a mapping game. This values a hi-trust governance system which we call goodwill multiplication. Back in 2000 it was concluded by an eminent survey “Unseen Wealth” of financiers, economists and lawyers that: • Intangibles (ie how freely trust flows purposefully in service and knowledge economies) are a missing measurement system which humanity needs the 21st century’s largest organisations –and free markets - to agree to be seen to make transparent • Until or unless people who make decision for the world’s largest organisations map with this missing system , they will compound untold risks Early fatalities of unseen wealth were Enron and the Big 5 accountant Andersen, and soft power advocates may argue the goals of what acheiving peace in Iraq was thought to involve when a white house rushed into war. Today’s crash of wall street’s investment banks and worldwide credit systems is caused by the same missing system –macro leaders who simply do not have relevantly detailed information to see what compound whole truths or conflicts they are committing exponentially into the future. The bad news is we are not going to design systems that prevent global crashes until we understand the missing maps of goodwill multiplication. The good news is that almost every “sustainability crisis “ the world is facing from extreme poverty to climate crises drowning in carbon energy to burdening costs of healthcare to education that empowers 7 billion brilliant jobs worthy of human lifetimes becomes simpler one people understand what hi-trust human relationship system need to monitor every quarter. Due to some accidental beliefs of professional monopolies around 1984 when the invention of the spreadsheet started networking the globalization of business, one metric- how much can one side take every quarter from all other coordinates of productivity and demand became superpowerful. For a generation of spreadseeting professionals it became the driver of big organizations and global markets over the last quarter century. Step back for a few seconds logical reflection. Is it not obvious that monopoly of decision-making by : “How much you take from the rest of the world every quarter” is literally the least sustainable measure of success human beings could choose to design your and my lifetimes around? Truth’s sustainability (Gandhian satyagraha) is governed not by what has just been done but by understanding what future exponential up or down is compounding. Because sustainability integrates the quality of human relationships around purpose, it is what mathematicians call a bayesian measure –one that has information pertinent to forecasting what futures will systematically happen unless changes are made. Goodwill or badwill is measurable into the future because the quality of most of the trust relationships connecting purposeful gravity has already been made. So leadership can be informed by exponentially measuring ahead of time where a system is spinning – sustainably up or crashing down. There is one more critical and vital pattern rule to know about if you want every co-worker to be emotionally and socially intelligent at goodwill multiplication. The trajectory which any human organizational system or value exchanging marketplace is connecting with the future is not straight line. Future historians including my father’s work at The Economist as far back as the 1960s understand that both the surprising and future shocking characteristics of exponential curves is they look straight live until they tip. Once they tip growth or destruction happens very fast – and intervention of a crashing system so becomes impossible or more costly than letting it crash. Debating future scenarios openly and curiously from every diverse angle is the best prevention against future shock – and we could use the internet to do this if we agreed that for example the purposes of the millennial goals are the ones that this generation – the one that designs being more worldwide connected than separated – wants to be its investment in future generations. Whilst this book is based on every bit as detailed maths as tangible accounting, here is a diference that microeconomists and pursposeful entrepreneurs stand up for. Namely action learning around purposeful goodwill multiplication in this post industrial age of value differentiation – demands that everyone involved with a system has transparent access to questioning what information is changing in the environment as well as inside the organizations’ flows of human relationships. This book will fail if it is understood by one or two professions but not by every human being who sincerely tries to elad a productive life and inspiring peer to peer learning curve. So, our promise to the reader is that you need no more maths than • understanding the difference between multiplication and addition; • using any truly designed and deeply updated map. The compound destruction of the globalisation finance came about through very western logics over the last quarter century – macro logics of top-down power, where theories increasingly got sponsored only when their conclusion was the big gets bigger is the best that globalisation can get. Fortunately there is a region of the world that has been experimenting with a micro approach to governance for 25 years –the sort of Gandhian flows that Einstein among others refereed as being pivotal to sustainable world futures and goodwilled leadership. It already maps goodwill multiplication with the missing system. So the order of play of this book is: To look at cases of the epicentre of goodwill multiplication – Bangladesh and Grameen bank Emerge the model that connects win-win-wins of every agent of productivity and demand connected around vital purpose Compare this with some daring purposeful organisations in India and in the west such as whole foods and Interface and at the South’s Free University. In part 2 we will track back on how the official orthodoxy of the last 25 years remains so powerful. However simply we map goodwill multiplication, there is no guarantee that the world’s media and 20th century professions will decide to use goodwill mapping. We try to rehearse the whole range of defensive arguments that those who prefer to rule only by how much did one side take instead of governing by 2 systems will make We conclude with 10 questions on what’s at stake for the 21st Century.

    Friday, April 26, 2013

    Asia - Pro-youth leadership 12 min introductory tour

    scaling up notes of vaut the voyage entrepreneurial revolution from ..


    Bangladesh and India

    Bangla- grameen and yunus family networks

    Bangla- brac and abed family networks

    India - edu networks of Lucknow (Gandhi family) and Kalam (2020 all curriculum sustainable)

    India- Tata Family node for Conscious Capitalism leadership benchmarking

    India- most simplified community medical microfrnachise - aravind

     

    Expat Asians and parter networks

    Khan Academy

    ILAB (skoll, brilliant) Cambodia

     

    China - Jack Ma and 100 million job spinoffs of alibaba

    Japan Kyushu and 20 mn $ philanthropy fans of yunus

    JICTA and patnerships in mung bean value chain

    Indonesia 1980s microbanking workspace of 
    Obama's mother




    Malaysia 2013,2014 lab for global social business summits

     

     
    Coursera Uni partners in Asia  4-  2 in Hong Kong, one each Tokyo, Singapore

    who've we failed to linkiin - please mail chris.macrae@yahoo.co.uk with recommendations on pro-youth Asia or help search through details at http://yunuscity.ning.com
    1:05 pm edt 

    Pro-Youth Africa- First 12 minute tour

    scaling up notes of vaut the voyage entrepreneurial revolution from www.africanidol.tv 


    Kenya

    JamiiBora.org Ingrid Munro


    Ushahidi.com, Ihub


    MPESA -nick hughes


    Greenbeltmovement.org

     

    Ghana/Nigeria

    Lagraychem.com A. GRAHAM


    www.Cwlgroup.com AUSTIN OKERE


    Flyingdoctorsnigeria.com   -Ola

    Multi-Africa

    Africa24tv.com NEMALE


    Ibrahim Foundation


    MakersfaireAfrica.com OKAFOR


    Brac.net  sir fazle abed


    Wholeplanetfoundation.org Mackey

    Microloanfoundation.org Ryan

    S.Africa

     

    Taddy Blecker & Branson Entrepreneur Free Uni


    Taddy Blecher & Mandela & Ubuntu world leading secondary apprenticeship syste

     

    Ethiopia Golden Rose
    Coursera Uni partners in Africa - Zero

    who've we failed to linkiin - please mail chris.macrae@yahoo.co.uk with recommendations on pro-youth Africa or help search through details at http://yunuscity.ning.com
    12:47 pm edt 

    Sunday, July 11, 2010

    Brand Chartering Centre For Development

    What would world miss if CFD Scotland didnt exist? To see what big picture answers are possible ooze in a wee free stream of future history.

    HISTORY of Entrepreneurship

    Scotland offers nearly 300 years of microeconomic social action networking, and prior to that the deepest investment of any European country in families and children s the greatest sustainability investment humans make. When we lost our independence to England in a banking scam round 1700, theorists like dam Smith twinned with our auld alliance partners in Paris to produce entrepreneurial revolutionary stages - social actions, publication media and asset transfer mediation (eg paris collaboration cafe culture) - for investing in egalite fraternite liberte. All logged for transparently mapping "urgent temworking do nows" to advance the lot of future generation.

    Under London's empire most Scots families were unsustainable and by 1850 had emigrated to be one of the first nations that was more worldwide knowledge connecting than investing in bubbles caused by zero sum games like speculating in land. Tp chronicle this local-tp-global journey in an integrated way and to end false macroeconomics of empiring over communities, the French and Scots converged on London giving birth to the journal of entrepreneurial revolution www.erworld.tv  - The Economist 1843. Footnoted are comments from the 1943 editor of The Economist on the first 100 years of this journey round social business leadership.

    FUTURE of Micro Entrepreneurship 

    1970s Bangladesh's women mobilised by the 2 greatest entrepreneurial men of our epoch started to host the world cup leader of entrepreneurial revolution as a non-political celebration of national independence. With Zasheem Ahmed settling in Glasgow 20 years ago, universities across the whole of scotland now invite we free scots and french allies to action thanks to Dr Yunus and the women and children of Bangladesh for opening the webs of the M3 world to how to make the 2010s the most exciting decade. Let's survey networking opportunities to collaborate in ssembling the 20 gratest races youth have ever enjoyed training for and performing

    1 collab race to poverty museums being planted everywhere

    2 race to the core purpose of capital in big cities and villages being job creation events -serving reality of being in venry community not just tv screening over all of us -so every young person's creative inside (aka microentrepreneurship) rises s expoenentil ction lerning curves naturlly can

    3 develop league tables on whose global leadership of fans of techology is "making more jobs than she takes" - the culture that a generation of Bnldeshi hve grown up with and which the head of the Nobel peace prize came to dhak in July 2008 to aplud in  celebrtory speech for 1000 youth as the vip audience  

    3-20 - what do you elect your network to connect youth's future around 

    help us survey what youth round the world wnt to unite round s the other 18 greatest races -nd to set 20 gols for 2020 

    CFD MIssion:  .
    7:26 am edt 

    Saturday, July 10, 2010

    http://www.thedailystar.net/newDesign/news-details.php?nid=146020

    Yunus Centre for Social Business opens in Glasgow

    From left, Pamela Gillies, vice chancellor of Glasgow Caledonian University in Scotland; Prof Muhammad Yunus and former British premier Gordon Brown during the inauguration of Yunus Centre for Social Business and Health at the university on July 5. Photo: Courtesy

    Glasgow Caledonian University (GCU) in Scotland launched "Yunus Centre for Social Business and Health" in a ceremony attended by academics and the elite of Glasgow on July 5.

    The centre has been established by GCU to carry out action research to find solutions to social problems, including the critical issue of access to microcredit and affordable healthcare, according to a message received here yesterday.

    A leading health economist of the UK Prof Cam Donaldson has been appointed as "Yunus Professor" to lead the centre in implementing its objectives.

    On the occasion of the opening of the centre, Prof Donaldson gave the inaugural lecture of the Yunus Chair titled "Markets and Health in the Home of Adam Smith and Yunus" referring to father of modern economics Adam Smith who studied and taught in Glasgow, and Prof Yunus who created the concept of social business.

    The Yunus Chair was established at the GCU in early 2010.

    Through the partnership with GCU, a series of social businesses will be created in Scotland to bring job opportunities to families who have been dependent on welfare for generations.

    As a first step, GCU and the government of Scotland are preparing to set up "Grameen Scotland"--a microcredit bank in Glasgow along the lines of Grameen Bank in Bangladesh.

    Former British premier Gordon Brown made a special appearance at the event to have a meeting with Prof Yunus on the occasion of the latter's visit to Glasgow.

    Vice Chancellor of GCU Pamela Gillies presented Prof Yunus with a rare first edition of Adam Smith's book "The Theory of Moral Sentiments".

    To take advantage of Prof Yunus's visit, GCU organised a high level meeting attended by John Swinney, finance minister of Scotland, Pamela Gillies and six heads of foundations and companies to discuss the business plan of the bank.

    The main target group of the microcredit bank would be individuals who belong to families who have been on welfare for four generations in Glasgow.

    The finance minister pledged his full support to the bank, including facilitating appropriate legal framework for the initiative.

    With the collaboration of GCU, Grameen has already launched the Grameen Caledonian College of Nursing in Bangladesh.

    Prof Yunus, who was in Glasgow from 3-6 July, also signed a memorandum of understanding for collaboration with Prof Anton Muscatelli, vice chancellor of the 600-year-old University of Glasgow to develop close collaboration between the university and Grameen to build academic programmes on social business.

    The university also organised a daylong conference on social business, with Prof Yunus as chief guest, attended by delegates from many countries

    5:39 pm edt 

    Saturday, November 14, 2009

    back from launch of global grameen last week in wolfsburg


    will use the London Institute of Social Business Space to update on partners in Global Grameen's race to be world number 1 sustainability partnership branding

    Partner announcement of Grameen Otto - Germany's and world's largest mail order starts textile business in Bangladesh with Grameen

    11:54 am est 

    Sunday, May 10, 2009

    IF
    since our 1984 book we have argued wherever free speech permits for the unlimited potential of children of the network age if only we transformed teaching, here is a tableau cribbed from some of those who agree

    Q Do you know the one epicentre in the developed world for learning as entreprenurial revolution of the internet could be?
    A New Zealand
    test it out :
    05-12.mp3 Summary and Wrap up for the day - 4 mins where you can  

    listen to Gordon Dryden's 7 ways of encouraging New Zealand kids to co-create the next 7 billion dollar industries

     - my favourite is the last one software made simple instead of the current vested interest of making it complex
    tens of millions of chinese families read Gordon's book on 25 years of exploring how children love to learn how the networked world is innovatively different from anything else elder generations ever had to connect with - see http://www.thelearningweb.net  
    The seven ways Web 2.0 is changing everything, everywhere 
    Moore’s Law and Metcalfe’s Law38
    The converging revolutions39
    1. It’s global, national and local at the same time41
    2. It’s instant: any time, anywhere49
    3. It’s open, free or almost free51
    4. It’s mobile as well a personal54
    5. It’s interactive and enjoyable57
    6. It’s co-creative: the new era of mass innovation61
    7. It’s easily shared—with millions64
    Chapter two: The network revolution68
    A new framework for education in a new networked world 
    Some lessons from history71
    The new framework for learning77
    Your seven interlinked networks78
    1. Your internal genetic and neural network80
    2. Your personal learning network80
    3. New interactive information networks85
    4. Your creative network87
    5. Your talent network88
    6. New organization networks89
    7. New global learning networks

    .please will you edit top page of yunusforum.net - under your insert on paul rose could you put something like Sunta Gandhi is joining us- she is elder daughter of the family who develped the world's largest school http://cmseducation.org/ ; this is also the only school awarded a UNESCO's peace prize. Sunita is entrepreneur of the GEMs computerised Montessori system; her 1993 co-authored contribution on the catalyst the world bank could be on energy conservation in the developing world is remarkable.
    Chapter four: The learning-styles revolution124
    How to find your own learning style and build on your own unique talent 
    Howard Gardner’s multiple-intelligence model126
    Linguistic intelligence or talent126
    Logical-mathematical intelligence or talent127
    Visual-spatial intelligence or talent128
    Musical intelligence or talent129
    Bodily-kinesthetic intelligence or talent130
    Interpersonal intelligence or talent131
    Intrapersonal intelligence or talent132
    Naturalist intelligence or talent132
    The possibility of existential intelligence or talent133
    Determining your learning style135
    How you take in information135
    How you organize and process information136
    Physical and biological needs that affect learning137
    How to determine students’ preferred learning styles138
    Now: online analysis of learning and working styles139
    Four types of thinking styles139
    Different ways to store and retrieve information141
    The implications for home study, schools and teachers142
    Chapter five: The learn-it-yourself revolution144
    How to take your talent and passion and keep adding other skills and abilities 
    1. Start with the lessons from sport144
    2. Dare to dream—and imagine your future146
    3. Set a specific goal—and set deadlines146
    4. Get an enthusiastic mentor—fast147
    5. Start with the big picture first147
    6. Ask—and start with the Web148
    7. Seek out the main principles150
    8. Find the three best books by practical achievers151
    9. Relearn how to read—faster, better, more easily152
    10. Reinforce by pictures and sound154
    11. Learn by doing155
    12. Draw Mind Maps instead of taking linear notes156
    13. Easy ways to retrieve what you’ve learned157
    14. Learn the art of relaxed alertness158
    15. Practise, practise, practise160
    16. Review and reflect161
    17. Use linking tools and memory pegs161
    18. Have fun, play games162
    19. Teach others162
    20. Go digital163
    .
    The high school revolution222
    New recipe for secondary school reform: to learn it, do it— in real-life partnerships 
    How the best schools succeed224
    1. Captivate the students with real-world interests225
    2. Assign academic work worthy of being showcased225
    Business-school partnerships226
    Singapore shows the way227
    Project-based learning takes off228
    Start with hands-on experience229
    Setting up school companies230
    Integrated studies use the world as a classroom234
    High school business courses
    234
    Part four: Revolution 2.0 
    Chapter ten: The co-creative revolution238
    How the new Open Web will anchor the emerging cyberspace learning era 
    1. It’s global238
    2. It’s personal245
    3. It’s interactive247
    4. It’s instant248
    5. It’s free—or nearly free249
    Chapter twelve: The digital revolution274
    How to use interactive technology as the catalyst to reinvent school 
    1. From New Zealand—innovation begins274
    2. The United Kingdom high school model282
    3. Singapore’s networked global curriculum283
    4. The Canadian Master’s Academy285
    5. Mexico’s Thomas Jefferson Institute286
    6. Technology leadership joins holistic learning287
    7. The challenge to extend the lesson to all schools288
    Chapter thirteen: The global revolution290
    How to unleash the talents of billions to reinvent the world 
    1. It’s YOU291
    2. It’s global295
    For early childhood and parenting education295
    A global primary-years curriculum296
    Middle and high school programs300
    3. It’s interactive302
    4. It’s instant305
    5. It’s free or nearly free305
    6. It’s easily shared305
    7. It’s co-creative306
    The best is yet to come

    Inventing a Different Future - Monday 29th December 2008
    01-01.mp3 With Gordon McLauchlan, a NZ writer and historian, discussing great NZ Innovations and Innovators (Part 1) - 13 mins
    01-02.mp3 With Gordon McLauchlan, a NZ writer and historian, discussing great NZ Innovations and Innovators (Part 2) - 11 mins
    01-03.mp3 With Gordon McLauchlan, a NZ writer and historian, discussing great NZ Innovations and Innovators (Part 3) - 10 mins
    01-04.mp3 With Gordon McLauchlan, a NZ writer and historian, discussing great NZ Innovations and Innovators (Part 4) - 7 mins
    01-05.mp3 With Gordon McLauchlan, a NZ writer and historian, discussing great NZ Innovations and Innovators (Part 5) - 14 mins
    01-06.mp3 With Michael Clark from the Overseas Family School in Singapore discussing his Open Source software that manages customised learning plans for 3500 students (Part 1) - 14 mins
    01-07.mp3 With Michael Clark from the Overseas Family School in Singapore discussing his Open Source software that manages customised learning plans for 3500 students (Part 2) - 7 mins
    01-08.mp3 With Michael Clark from the Overseas Family School in Singapore discussing his Open Source software that manages customised learning plans for 3500 students (Part 3) - 6 mins
    01-09.mp3 With Michael Clark from the Overseas Family School in Singapore discussing his Open Source software that manages customised learning plans for 3500 students (Part 4) - 12 mins
    01-10.mp3 With Adam Hyde on his work in co-creating online and hard-copy books – especially for Negroponte’s new $100 laptop and open-source software (Part 1) - 13 mins
    01-11.mp3 With Adam Hyde on his work in co-creating online and hard-copy books – especially for Negroponte’s new $100 laptop and open-source software (Part 2) - 8 mins
    01-12.mp3 With Adam Hyde on his work in co-creating online and hard-copy books – especially for Negroponte’s new $100 laptop and open-source software (Part 3) - 8 mins
    01-13.mp3 With Noel Ferguson from Remarkable Ideas. How to turn great ideas into world-beating products. Taking account of the new rules for the new economy (Part 1) - 16 mins
    01-14.mp3 With Noel Ferguson from Remarkable Ideas. How to turn great ideas into world-beating products. Taking account of the new rules for the new economy (Part 2) - 10 mins
    01-15.mp3 With callers to the program discussing NZ Innovations and Innovators - 11 mins
    01-16.mp3 Summary and Wrap up for the day - 4 mins


    Inventing a Different Future - Tuesday 30th December 2008

    02-01.mp3 With co-author of 'UNLIMITED - The New Learning Revolution' - Jeanette Vos. How we can all learn more effectively (Part 1) - 14 mins
    02-02.mp3 With co-author of 'UNLIMITED - The New Learning Revolution' - Jeanette Vos. How we can all learn more effectively (Part 2) - 13 mins
    02-03.mp3 With co-author of 'UNLIMITED - The New Learning Revolution' - Jeanette Vos. How we can all learn more effectively (Part 3) - 7 mins
    02-04.mp3 With co-author of 'UNLIMITED - The New Learning Revolution' - Jeanette Vos. How we can all learn more effectively (Part 4) - 7 mins
    02-05.mp3 With Monica Bleiberg from the Thomas Jefferson Institute in Mexico. International Spanish-speaking School of the Year for Vision and Innovation (Part 1) - 13 mins
    02-06.mp3 With Monica Bleiberg from the Thomas Jefferson Institute in Mexico. International Spanish-speaking School of the Year for Vision and Innovation (Part 2) - 12 mins
    02-07.mp3 With Monica Bleiberg from the Thomas Jefferson Institute in Mexico. International Spanish-speaking School of the Year for Vision and Innovation (Part 3) - 7 mins
    02-08.mp3 With Monica Bleiberg from the Thomas Jefferson Institute in Mexico. International Spanish-speaking School of the Year for Vision and Innovation (Part 4) - 10 mins
    02-09.mp3 With Frances Hill of Alpha Education. Overcoming the problem of children who 'fall through the gaps' at school. Learning Difficulties. Mismatched Learning and Teaching Styles (Part 1) - 13 mins
    02-10.mp3 With Frances Hill of Alpha Education. Overcoming the problem of children who 'fall through the gaps' at school. Learning Difficulties. Mismatched Learning and Teaching Styles (Part 2) - 14 mins
    02-11.mp3 With Frances Hill of Alpha Education. Overcoming the problem of children who 'fall through the gaps' at school. Learning Difficulties. Mismatched Learning and Teaching Styles (Part 3) - 10 mins
    02-12.mp3 Some of Gordon's favourite discoveries during 2008 - 5 mins
    02-13.mp3 With callers to the program discussing the greatest ideas they have discovered during 2008 that they would like New Zealand to adopt (Part 1) - 17 mins
    02-14.mp3   With callers to the program discussing the greatest ideas they have discovered during 2008 that they would like New Zealand to adopt (Part 2) - 9 mins
    02-15.mp3 With callers to the program discussing the greatest ideas they have discovered during 2008 that they would like New Zealand to adopt (Part 3) - 8 mins
    02-16.mp3 With callers to the program discussing the greatest ideas they have discovered during 2008 that they would like New Zealand to adopt (Part 4) - 7 mins


    Inventing a Different Future - Wednesday 31st December 2008

    03-01.mp3 Putting 2008 into a historical context. The two stark alternatives we now facing. "It was the best of times, It was the worst of times..." - 10 mins
    03-02.mp3 With Nick Billowes of CORE-Ed. How Tomorrow's Schools set the scene for world-leading education breakthroughs, including 'ICT clusters' for schools (Part 1) - 13 mins
    03-03.mp3 With Nick Billowes of CORE-Ed. How Tomorrow's Schools set the scene for world-leading education breakthroughs, including 'ICT clusters' for schools (Part 2) - 8 mins
    03-04.mp3 With Nick Billowes of CORE-Ed. How Tomorrow's Schools set the scene for world-leading education breakthroughs, including 'ICT clusters' for schools (Part 3) - 12 mins
    03-05.mp3 With Vicki Buck, former Mayor of Christchurch. Creating your own schools. Her experience with Discovery One Primary School and Unlimited Secondary School (Part 1) - 13 mins
    03-06.mp3 With Vicki Buck, former Mayor of Christchurch. Creating your own schools. Her experience with Discovery One Primary School and Unlimited Secondary School (Part 2) - 12 mins
    03-07.mp3 With Warren Patterson. Former Principal of Sherwood Primary School, the first NZ public school to introduce Digital Classrooms. One computer per student (Part 1) - 12 mins
    03-08.mp3 With Warren Patterson. Former Principal of Sherwood Primary School, the first NZ public school to introduce Digital Classrooms. One computer per student (Part 2) - 6 mins
    03-09.mp3 With Warren Patterson. Former Principal of Sherwood Primary School, the first NZ public school to introduce Digital Classrooms. One computer per student (Part 3) - 12 mins
    03-10.mp3 With Warren Patterson. Former Principal of Sherwood Primary School, the first NZ public school to introduce Digital Classrooms. One computer per student (Part 4) - 11 mins
    03-11.mp3 With Warren Patterson. Former Principal of Sherwood Primary School, the first NZ public school to introduce Digital Classrooms. One computer per student (Part 5) - 9 mins
    03-12.mp3 With Warren Patterson. Former Principal of Sherwood Primary School, the first NZ public school to introduce Digital Classrooms. One computer per student (Part 6) - 11 mins
    03-13.mp3 How education stifles human imagination. Ken Robinson addresses the Apple Education Leadership Conference on Creative Thinking in San Francisco  - 20 mins
    03-14.mp3 With callers about the best new ideas that they have picked up during 2008 that can be used in New Zealand (Part 1) - 11 mins
    03-15.mp3 With callers about the best new ideas that they have picked up during 2008 that can be used in New Zealand (Part 2) - 3 mins
    03-16.mp3 With callers about the best new ideas that they have picked up during 2008 that can be used in New Zealand (Part 3) - 9 mins


    Inventing a Different Future - Thursday 1st January 2009

    04-01.mp3 With Gavin Lennox, CEO of NextSpace. About his company's partnership with Government and Right Hemisphere. On turning 3D technology into a billion dollar NZ export industry (Part 1) - 12 mins
    04-02.mp3 With Gavin Lennox, CEO of NextSpace. About his company's partnership with Government and Right Hemisphere. On turning 3D technology into a billion dollar NZ export industry (Part 2) - 11 mins
    04-03.mp3 With Gavin Lennox, CEO of NextSpace. About his company's partnership with Government and Right Hemisphere. On turning 3D technology into a billion dollar NZ export industry (Part 3) - 11 mins
    04-04.mp3 With Gavin Lennox, CEO of NextSpace. About his company's partnership with Government and Right Hemisphere. On turning 3D technology into a billion dollar NZ export industry (Part 4) - 6 mins
    04-05.mp3 With Barbara Prashnig. Helping you to determine your Learning, Thinking and Working Styles. This helps teachers align Teaching and Learning Styles to improve results (Part 1) - 10 mins
    04-06.mp3 With Barbara Prashnig. Helping you to determine your Learning, Thinking and Working Styles. This helps teachers align Teaching and Learning Styles to improve results (Part 2) - 9 mins
    04-07.mp3 With Barbara Prashnig. Helping you to determine your Learning, Thinking and Working Styles. This helps teachers align Teaching and Learning Styles to improve results (Part 3) - 7 mins
    04-08.mp3 With Geoff Steven, an ex TV producer from NZ who has teamed up with UNESCO and the World Heritage Project as he pursues his passion for photography - 14 mins
    04-09.mp3 With Noel Ferguson of Remarkable Ideas and Patrick Sherratt of The Pacific Institute. Brainstorming how to market Patrick's 'Passing Exams for Dummies' book to the world (Part 1) - 14 mins
    04-10.mp3 With Noel Ferguson of Remarkable Ideas and Patrick Sherratt of The Pacific Institute. Brainstorming how to market Patrick's 'Passing Exams for Dummies' book to the world (Part 2) - 14 mins
    04-11.mp3 With Noel Ferguson of Remarkable Ideas and Patrick Sherratt of The Pacific Institute. Brainstorming how to market Patrick's 'Passing Exams for Dummies' book to the world (Part 3) - 14 mins
    04-12.mp3 With Noel Ferguson of Remarkable Ideas and Patrick Sherratt of The Pacific Institute. Brainstorming how to market Patrick's 'Passing Exams for Dummies' book to the world (Part 4) - 3 mins


    Inventing a Different Future - Friday 2nd January 2009

    05-01.mp3 With Carol Moffatt, a pioneer in developing ICT for NZ schools. Now a board member of KAREN (Kiwi Advanced Research and Education Network) - New Zealand's new very high speed Broadband network. (Part 1) - 11 mins
    05-02.mp3 With Carol Moffatt, a pioneer in developing ICT for NZ schools. Now a board member of KAREN (Kiwi Advanced Research and Education Network) - New Zealand's new very high speed Broadband network. (Part 2) - 10 mins
    05-03.mp3 Commenting on Deepak Chopra's "Nine Steps to Peace", an open letter to the President-elect of the United States, about how to change America's Foreign Policy - 6 mins
    05-04.mp3 With Professor Ron Crocombe from the Cook Islands discussing education and learning in the South Pacific - 14 mins
    05-05.mp3 Introducing creativity at a school level to create a better society. An address by Professor Sir Ken Robinson - discusses the possibility that schooling actually dumbs us down when it comes to creativity - 13 mins.
    05-06.mp3 Discussing ideas for New Zealand with callers - 10 mins.
    05-07.mp3 With Noel Ferguson of Remarkable Ideas, and callers to the program. Taking ideas from New Zealand and turning them into world-beating industries (Part 1) - 12 mins
    05-08.mp3 With Noel Ferguson of Remarkable Ideas, and callers to the program. Taking ideas from New Zealand and turning them into world-beating industries (Part 2) - 6 mins
    05-09.mp3 With Noel Ferguson of Remarkable Ideas, and callers to the program. Taking ideas from New Zealand and turning them into world-beating industries (Part 3) - 11 mins
    05-10.mp3 With Noel Ferguson of Remarkable Ideas, and callers to the program. Taking ideas from New Zealand and turning them into world-beating industries (Part 4) - 11 mins
    05-11.mp3 With Noel Ferguson of Remarkable Ideas, and callers to the program. Taking ideas from New Zealand and turning them into world-beating industries (Part 5) - 14 mins
    05-12.mp3 Summary and Wrap up for the day - 4 mins
    3:27 pm edt 

    Saturday, May 9, 2009

    biggest questions of 09 #1 -grameen.tv peoples bureau DC 301 881 1655
    why does the son of microcredit not get that the global financial crisis is about innovating 10 times more economic banking? -posers of question may be Krugman, Romer, Kuttner ...

    here is an extract of article of this subject from europe's senior economist and epicentre of entrepreneurial revolution surveys; the article was written at the end of 2008 for the Future Capitalism yearbook of 2009 -a much anticipated annual publication celebrating the forst third of the century of the nation of Bangladesh, its microeconomic and entrepreneurial brilliance and its worldwide leadership of maps which network 10 times more economic models of sustaining investments

    www.macrae.tv washington dc bureau 301 881 1655  (gmail address macrae.tv)

     

    How to Avert A Great Depression Through the Hungry 2010s? 

    Answer, By Making All Banking Very Much Cheaper, By Norman Macrae

    As a teenager, Norman began studying economics in (today’s) Bangladesh whilst waiting to navigate RAF airplanes in world war 2. His father-in-law was mentored for a quarter of a century by Gandhi, one Bar of London Barrister to another, on how to end Raj Imperialism. He went on to write over 2000 editorials from the microeconomics perspective of Free Markets & Entrepreneurial Revolution  for The Economist, and in 1984 mapped what  alternative futures micro versus macro economic worlds of the first networking generation will spin www.normanmacrae.com/netfuture.html http://erworld.tv/  -contact  mailto:info@worldcitiozen.tv Washington DC bureau 301 881 1655 

    If banks in rich democracies had been truly competitive institutions, at least one of them somewhere would have seized the main opportunity created by the computer. This main opportunity was to make all deposit-banking vastly cheaper than ever before. By this cheapening it should make such banking hugely more profitable. Then further competition would search for the cheapest ways to guide all the world’s saving into the most profitable (or otherwise most desirable) forms of capital investment, thus enriching all mankind.

     

    Instead, during 2008 the total losses of banks in rich democracies – in North America, West Europe and Japan – soared into trillions of dollars. Fearful for their solvency, these banks virtually stopped lending. The issuance of corporate bonds, commercial paper, and many other financial products largely ceased. Hedge and insurance firms also crashed. Mankind is thus threatened in the 2010s with its longest great depression since the hungry 1930s.

     

    Why? The strange answer seems to be that other happy consequences of modern technology promised to make this cheapening even faster. Call centres in Bangalore vastly undercut the middle class salaries of Midland bank clerk who until the 1950s expensively answered clients’ questions in their branches in the City of London. Cheap mobile phones kept village ladies in once miserable Bangladesh as fully in touch with market prices as is the chief research officer of the First National Bank of Somewhere in California. His weekly salary is still 1000 times greater than the previous annual earnings of that village lady. The cost-effective way of running the old Midland or First National then seemed to be to cut its total salary cost by something like 99%. This did not please Western welfare governments, or the decent chief executives of the old Midland or First National bank.

     

    Awaiting the sensation of a short sharp shock

    From a cheap and chippy chopper on a big black block

     – WS Gilbert in The Mikado - why it is uncomfortable to work in an industry which needs 99% redundancies.
     

    Western welfare governments have long preferred to run their banks in high cost cartels, and even invented reasons why this seems to be moral.  Their deposit-banks have usually kept in cash only 10% of the total amount deposited with them. If 11% of depositors suddenly feared that their banks might go bust, this could accelerate a run that would send them bust indeed. Governments therefore thought that depositors would be less fearful if they were assured that the banks were officially and tightly regulated. Actually, this mainly meant that the banks had to hire ever more expensive lawyers so as to escape any crippling consequences from this regulation. The attached quote shows that Samuel Pepys understood this fact of life in his Diaries of July 21, 1662.

     

    I see it is impossible for the King to have things done so cheaply as do other men

     Samuel Pepys on discovering an important commercial fact of life in his Diary, 21 July, 1662

     

    The decent bosses of the deposit banks felt that the best way of avoiding sacking nine tenths of their staffs was by competing with a very different sort of financing called merchant banking whose earnings and bonuses were far more generous than those given to their own staff. These merchant banks were of peculiarly differing pedigree. In London, it was assumed that they could best be run by families like Barings who had done the job for over 200 years. In the 1990s, Barings went totally bust because one of its hired traders bet much of its money on a hunch that a bad earthquake in Japan meant that the shares of Japanese banks and insurance companies would become more profitable. In Zurich, merchant banks felt it most moral to keep the accounts of their depositors totally secret, especially if these accounts were being used to defraud their own countries’ tax authorities. In 2008 those secretive banks were then defrauded. In Wall Street, Goldman Sachs and Lehman Bros bid up their annual bonuses to millions of dollars for each partner. In 2008 even Goldman Sachs made a loss and Lehman Bros went bust.

     

    A former chairman of the Federal Reserve argues that “fearful investors clearly require a far larger capital cushion to lend unsecured to any financial intermediary now”. He therefore thinks that taxpayers money should be ladled into them to make those investors less fearful. This seems far more likely to make depositors intermittently more terrified and cause any depression into the 2010s to linger on and on.

     

    In the 1930s, the chief economic adviser to the government of Siam was called Prince Damrong. I try always to remember it

    – quote from former director of International Monetary Fund.
     

    One of the few big banks to make a profit in 2008 was the Grameen Bank (which means Village Bank) in that once basket-case country called Bangladesh. The sole staff in a branch serving several villages was once a woman student. It is now more usually someone who has learnt to use the computer in the right way.

     

    The rest of this report will examine how this marvellously cost-cutting operation works. Perhaps the most relevant and terrifying analogy is to commercial airlines. In 1945, there were only a tiny number of passenger airmiles flown on them. In each successive year these increased hugely and in this slumptime 2009 there will be billions of passenger airmiles flown. In the late 1940s most governments therefore created national airlines and were confident they would flourish in this boom industry, with official regulation assuring they would be safe. Instead all proceeded to lose money, and later privatised but large airlines also did. The present trend is to cost cutting airlines like Ryan Air.

     

    The same will happen to banks. Large banks mislending to the rich have run into losses that have created the slump. Politicians, thinking they are saving the world, are mislending huge sums to these mislenders and will eventually make the slump worst.

     

    How to create cost-cutting banks? Begin the story with the crosshead below, peculiar as it may seem.

      

    START IN A STARVING VILLAGE

    The Nobel peace prize for 2006 was controversially awarded, in Oslo, to a “banker for the poor” in usually unfashionable Bangladesh. Since the microcredit system pioneered by this Dr Muhammad Yunus really has lifted record millions of Bangladeshi women from the world’s direst poverty, some of the world’s toughest tycoons have thrilled to his stated aim to “harness the powers of the free market to solve the problems of poverty”.

     

    To his fans’ delight and astonishment, he is achieving exactly that. In the past quarter of a century, his Grameen Bank has lent (without collateral or lawyers) increasing billions of dollars to millions of poor women in the previously starving villages of Bangladesh, and got an extraordinary 99% repayment back. His often illiterate customers have started millions of successful small businesses in unimagined fields like mobile telephone ladies and saleswomen of the world’s cheapest yogurt. All these successes have been won by keeping costs incredibly low. A banking operation that would cost Goldman Sachs $100 in New York or London would cost Grameen in Bangladesh well under 100 cents.

     

    This is a huge development in human history. Money can now be directly channelled into productive use by the world’s poorest people, while unsuccessful lending to the rich has caused a world slump. How do we switch custom to cost-cutting banks?

     

    During Bangladeshi’s terrible famine year of 1974, Dr Yunus ( who had won his doctorate in economics in a free market American university, which most founders of banks have not done)  came back to his 1940 birthplace of Chittagong, as professor of economics at the university there. He started lecturing on his republic’s 5 year plan, which like most 5 year plans was economic nonsense. In search of reality he took a field party of his students to one of the nearby famine threatened villages. His group analysed that all 42 of the village’s small businesses (such as tiny farm plots and market stalls) were  indeed going bust unless they could borrow a tiny total $27 on reasonable terms.

     

    The first thought was to give the $27 as charity. But Yunus lectured that a social business dollar, which had to be paid back after careful use in an income generating activity was much more effective than a charity dollar, which might be used only once and frittered away.  The careful use of loans in very small quantities, says Yunus “means that you bring in a business model, you become concerned about the costs, the revenue, how to bring more efficiency, new technology, how to redesign, every year you review the whole thing. Charity doesn’t bring that whole package”.

     

    Mercifully, all those first 42 tiny loans were fully repaid, and lent back. After 9 years of further experiments, Yunus in 1983 founded his Grameen Bank. Its priority was to make loans that were desperately needed by those of the poor that did repay them. Indeed, he argues that “access to credit is a human right so long as that credit is repaid”. This is the reverse of the usual banking priority, which is first (and in credit crunches only) to make the safest loans those to the rich that can provide collateral.

     

    In these last 25 years, Grameen has provided increasing $billions of loans to poor people with that astonishing 99% repayment rate. In 2006, it had 7 million borrowing customers, 97% of them women, in 140,000 villages of Bangladesh. Microcredit had by then reached 80% of Bangladesh’s poorest rural families. Over half of  Grameen’s own borrowers had successful small businesses. The women borrowers predominated because they usually are the poorest people in rural Islam and proved best in paying back.

     

    When a Grameen bank manager goes to a new village, he has entrepreneurially to seek for poor but viable borrowers. He earns a star if he achieves 100% repayment of loans, and other stars if his customers are fulfilling most of the 16 guarantees that all customers are asked to pledge, ranging from intensive vegetable growing, through sending all their children to school, to renouncing dowries. A branch with no stars would be in danger of closing, so borrowers rally round with suggestions, such as which unreliable repayers to exclude. Borrowers from the bank who do repay are called owners of the bank and receive incentives such as opportunities for insurance, and for winning university scholarships for their children.

     

    An early income generator was the profession of telephone ladies. They borrowed enough to buy a cheap mobile phone from a Grameen subsidiary. They draw fees for phoning to see if more profitable prices for crops are available in a neighbouring village, and from anybody who wants to hire the phone to contact the outside world. This is a job that could only become important in a microcredit setting. The owner of a mobile phone in richer suburbia would not find many customers to hire her set.

     

    One special desire of Yunus  was to improve the nutrition of poor children in Bangladesh , and he formed a social business with the largest French food multinational. This Grameen-Danone test marketed to find what sorts of fortified yogurt Bangladeshi children would like.  Although Danone at first wanted large plants with refrigerated systems, Grameen won the debate to make them small plants which bought local milk. It hired very cheap local distributors who knew which families had children who might buy the yogurt at a few cents a cup. To keep the price that low, Danone had to agree not to pay any dividend from the sales of the yogurt in Bangladesh. but its $1 million investment remains returnable and it has learnt a lot about sales of a new product in poor countries.

     

    A French water company is forming a similar social business with Grameen to remove arsenic from Bangladesh’s rural water supply. Some American computer tycoons (including Bill Gates) may help to find the best way to establish computer centres in remote villages. The telephone ladies will then face competition, but constant competition in new technology is one name of this game.

     

    Nobody is suggesting that Goldman Sachs, when it recovers, should operate precisely in Yunus’ mode. But some competition in sharply cutting costs in most banks will have to be part of the world’s new banking system.

     

    Microcredit will play a part in solving some problems that statesmen won’t yet believe. http://bankabillion.org

     

    Microcredit could also best move poor Afghans off growing 93% of the world’s present supplies of heroin, while international aid to understandably corrupt governments in Kabul do the opposite. At present international drug barons buy the heroin from Afghan farmers at a few pence per gram, then sell that gram in Mayfair or East Glasgow for around £60 per gram. This is not a distribution system with the needed cheapness and efficiency at which microcredit excels. A Yunus-type of bank might set Afghans, like Bangladeshi, more profitably at selling yogurt instead. Before Helemand province specialised in heroin its main product was fruit; microcredit could lure it back to that. Dive-bombing Taliban, who guard the poppy fields has been a vulgar commercial mistake.

     

    Yunus’ winning ways with Islamic women can be turned into exciting community exponentials in ending poverty in Africa. But at present Africa is held back from banking for the poor because so many of its children are dying with malaria and its adults with aids.

     

    A large number of US congressmen of both parties are asking the World Bank for a flexible grant facility of $200 million per year to build the capacity to find what systems of microcredit work where. This could best be combined with Dr Yunus’ proposal that an investigator of poverty should study in which districts poverty is falling and in which it is increasing. The banks or other bodies working in the successful areas should then be copied in the unsuccessful ones. When banking in the rich world recovers, a similar investigator might well be asked to report on what new systems of lending are working there too, and to discontinue the sort of banking whose losses have landed us in world slump.

    -------------------------------------------------------

    Some References From 25+ Years Ago

     

    Will NetFutures empower Yes We Can Economics http://www.normanmacrae.com/netfuture.html

     EF Scumacher : The heart of the matter , as I see it, is the stark fact that world poverty is primarily a problem of two million villages, and thus a problem of 2 billion villagers. The solution cannot be found in the cities. Unless the hinterland can be made tolerable, the problem of world poverty is intolerable, and inevitably will get worse 2009 Campaign for Year of Innovating Collaboration Economics above zero sumhttp://www.yunusuni.com/id64.html http://obamauni.com  http://clintonuni.com http://yunus10000.com  

    8:12 am edt 

    yes we can map where microeconomics offers 10 times more economic healthcare

    Bangladesh - Developing economics around productivity potential of all people and sustainability of every community

     

    Poverty is defined as signal of a locally broken system that needs repairing

     

    To end rural poverty, villages most trusted people need to be nurses, teachers and bankers – BRAC’s grassroots network emerged round first two with its first product being oral rehydration for infants, while Grameen designed hi-trust rural banking

     

    Since 1976, Grameen’s microcredit brings banking to the poorest people and creates a village knowledge-sharing centre around every 60 female members. Peer to peer understanding of how to become income generating and how a woman remains healthy were original foci of the village centre’s meetings. Mrs Begum, the woman among the 4 co-founders of Grameen is assigned particularly to facilitating women’s health awareness (ref 1 mars begum interview)

     

    Before the world’s first bank for the poor was constituted in Bangladeshi law in 1983, Grameen members were surveyed on how they defined a communal end to poverty. 16 inter-generational decisions became integrated into the purpose and culture of the bank – nine directly connect with health, and others indirectly eg through educating our children (ref 2 16 decisions). Later, the world’s millennium development goals and consciousness of the race to end poverty were impacted by such benchmark successes as microcredit banking. President Obama is himself a community-building son of microcredit and Yes We Can has long been an end poverty slogan of microcredit worldwide networks collaborating around the human race to end poverty.

     

    Early products distributed by the bank were carrot seeds to help end night blindness of children and a loan for the minimal housing needed to have a monsoon-proof roof and a pit latrine

     

    From 1993 Grameen starts to offer $2 per year per family health insurance – this covers diagnosis of illness by doctors at village centre, and direction of where to what is cheapest cure. From 1996, the 125000+ village centres start to be digitally connected by mobile telephone ladies- networking life critical information is prioritised in celebrating end of digital divides. Also in 1996 Grameen begins its solar and natural energy division which increasingly replaces the filth of kerosene with clean natural energy systems

     Dr Yunus sees the Nobel Prize as opportunity to invite the world to partner in social business applications to end poverty, with those clustering around health a particular priority. In effect, Bangladeshi microcredits are now urgently collaborating in design of a nationwide rural health system (see Yunus specification document) 

    A core strategy is to develop partnerships around a world class teaching hospiital in Dhaka. Students courses will be almost free if they return to practice in the village for several years after qualifying  Additionally, in Grameen’s case over 30000 children of the village have already graduates and may study medicine.

     

    Social business designs aim for 10 times more economic ways of communally designing organizational systems and connecting networks. Some early partnership successes since Future Capitalism strategy of Nobel identity are:

     

    Replicating the end of unnecessary blindness franchise originally perfected  by Aravind in India:  initial loans for building eye care hospitals come from The Green Children Pop group’s fund raising

     

    Partnership with French corporation Veolia that is offering 80 times cheaper drinking water than has ever been offered by a business before

     

    Vitamin fortified children's yogurt of Grameen Danone – the origin of the future capitalism partnership strategy between world’s most resourced organizations and grassroots networks serving life-critical needs. (Updating list of Future capitalism partners at http://futurecapitalism.tv includes healthcare partnerships with GE , Mayo Clinic, Pfizer, German-Saudi hospitals ... )

     

    Examples of how the www search for microhealth is becoming as exciting as that of microcredit include:

     

    The extremely affordable posters competition at the america’s leading health congress -bookmark

     

    The likelihood of a vibrant healthcare track at 2010’s microcreditsummit in Kenya. Our exemplary local  host Jamii Bora is arguably the world’s most exciting microcredit design being mobile-designed and integrating the productive energies of youth and women. One of the main poverty compounding crises this microcredit’s design had to turn round arose from not reaching 99% repayment rates among members until offering an affordable healthcare system as an integral part of the loan process. Many African families are suddenly impacted by a member having a serious illness and loans were being diverted to these emergencies prior to Jamii Bora innovating the most affordable of health insurance systems.

     

    One of the 2 most exciting purposes that Dr Yunus wants to help Bangladeshi’s complete during his lifetime is a rural national health system . Here is a short brief in draft form – I am not a medical expert and have only visited Bangladesh twice so rely on your co-editing to make this as relevant as possible.

    6:16 am edt 

    Friday, May 8, 2009

    sofia in london this week...


    when I showed you attached grid you asked me why green text on left handside was bigger - apologies for brain lag - answer cos it links to mostof'a's 2 main project yunus forum in every city and youth ambassador 5000


    over on the right are links to competitions from world health congress and mit entrepreneur ideas cos new york team have a penchant for competitions


    more fun but yet unlinked is if saskia convinces adidas to launch no shoeless child at the football world cup - I expect if anyone can, saskia can; another big scale project is vivian in paris' yunusmovie- as probably the most committed female journalist on bangladesh's side, I am sure she will get there


    incidentally I currently feel I know vivian well enough to ask just about anything but saskia not quite (need a bit of german comeraderie to find something saskia wants)


    you also asked if I had invited other bangladesh microcredits to june 29 - yes eg letter to fazle (however not knowing if lamiya will publish the booklet on tome celebrating bangladesh's first thrird of a century of microinnovation networking (which is now about 4 months late) I may have to leave a more3 exciting invitation to yunus 70th birthday


    chris

    ah well another few hundred links to program into file over weekend

    http://www.grameen.tv  

    worldscale events

    dhaka june 29 http://yunusforum.net

    berlin november

    nairobi march 2010

    tell us others to link in

    9:15 am edt 

    Tuesday, May 5, 2009

    connecting investments in microBANKING & HEALTH

    Banking & Health

     

    Back in 1976, the idea of offering village women a loan to start being income generating broke several cultural taboos. In particular Dr Yunus wasn’t permitted to speak to individual village women directly. So he left this his female team members who talked to the village women inside their homes while Dr Yunus waited outside in the village where children tended to congregate. Children have always brought a special joy to Dr Yunus and pretty soon he noticed that many village children were night blind. He started asking around about the cause and a cure. He was told that the cause was not enough vitamins, and the simplest cure would be to eat carrots and other vegetables. So village bank started selling small seeds of carrots and veggies. And Grameen became the largest seller of seeds in Bangladesh.

     

    Twenty years later the pursuit of healthy diets for children was at the heart of what may be the greatest leadership innovation of our era. How about if the world’s most resourced organisations formed innovation partnerships with grassroots networks serving life critical need. Thanks to the CEO of Danone this world leading dairy company headquartered in Paris became the first international partner with Grameen to agree to forming g such a social business venture - the product : a vitamin enriched yogurt. From the perspective of the world’s largest corporation future capitalism frees them from corporate social responsibility’s excuse - we’d like not to externalize but we can’t afford to be first and at a competitive disadvantage . Future Capitalism cases become so famous that a leader cannot afford not to be first to join in – at least healthcare companies like G, Mayo, Pfizer, BASF think so

     

    From origin, Grameen bank has seen its duty to be that of embedding customer service in the village. For every 60 members that take out a loan, Grameen builds a village centre for them to meet, learn from each other, clarify what they communally priorities next. Just as helping illiterate women to understand how to start up income generation needed a lot of on the site coaching, it turned out that 9 of the 16 decisions that members most wanted community investment in involved health.  The village centres were as convenient for swapping knowhow on how to prevent illness and stay fit as they were for small business trainings. And in addition as Dr Yunus like to point out when people like Bill Gates tell him that microbanking is outside the scope of interests of Gates Foundation, I have never seen anything better for health than income generation.

    1:45 pm edt 

    Friday, April 24, 2009

    do you know any women writers who...

    ..would want to help improve on the herstory of Bangladesh below and so the sustainability of any nations in a networked world ?


    we need womens writing at epicentre of ebooks that classes of 09/10 choose to compile from the ersources on womens and future capitalism that Bangladesh will be launching at the end if june http://yunusforum.net/  -with apologies to any oversimplication of bangladeshi culture but the west schooling system doesnt yet have any curriculum -let alone common langauge - that builds systems the way that nature or mathematicians who invented the computer designed.  


    It is quite extraordinary when you know that what came the scchool of global finacnial journalism was built on a well intended rule of Geoffrey Crowther's after world war 2 of simplify then exagerate - however Geoffrey had assumed you had actually read the systems literature of adam smith and updated what community assumptions were being made from his late 1700s contexts of the wealth of nations-tell me if you want me to post you a leaflet celebrating adam smith's 250 centenary of writing up the basic famework of capitalism 

    Geoffrey Crowther was educated at Leeds Grammar School and Oundle School.

    He gained a scholarship to Clare College to read modern languages, in which he took a first then changed to economics and was awarded an upper first class degree in 1929. He was elected president of the Cambridge Union Society in 1928.

    He was awarded a Commonwealth Fund Fellowship,  spent a year at Yale, where he met his wife Peggy and then, while nominally attached to Columbia University, he spent a year on Wall Street. From 1931 he worked in a London merchant bank and on the recommendation of John Maynard Keynes became an advisor on banking to the Irish Government. He married Peggy in 1932 and after a further recommendation from Keynes joined the staff of the Economist in the same year. He joined the Economist in 1932 and was made deputy editor in 1935.He became editor in August 1938 at the age of 31, succeeding Walter Layton. Under his editorship, The Economist's circulation grew fivefold. It became one of the most influential journals in the world  and "made greater progress in every way than in any similar period in its history". He nurtured the careers of a number of distinguished journalists and writers, including Roland Bird, , Barbara Ward, Isaac Deutscher, John Midgely, Norman Macrae, Margaret Cruikshank, Helen Hill Miller, Marjorie Deane, Nancy Balfour, Donald McLachlan, Keith Kyle, Andrew Boyd and George Steiner. He was particularly supportive of the careers of women at a time when this was remarkable in the newspaper world. He resigned in 1956 after serving seventeen and a half years, just one month longer than Layton.

    During the Second World War he joined the Ministry of Supply and was for a time at the Ministry of Information, before being appointed deputy head of joint war production staff at the Ministry of Production.

    In 1956, he was appointed Chairman of the Central Advisory Council for Education. The result was The Crowther Report--Fifteen to Eighteen , which eventually led, in 1972, to the raising of the school leaving age to 16, and in which he coined the word numeracy.In 1971, he authored the Report of the Committee on Consumer Credit, the "Crowther Report", whose recommendations led to the Consumer Credit Act 1974Until his death in 1972, he was chairman of the Royal Commission on the Constitution.He was a member of the governing body of the London School of Economics.

    He was appointed Foundation Chancellor of the Open University in 1969.


    Herstory of Bangladesh

    Although they represent half of the human species, the role of women, children and the poor in developing countries is interesting but seldom told –let alone accounted for in the way that rich nations analyze organizational performance, do academic research or model macroeconomics.

    However as Bill Clinton has said[i] in the case of Bangladesh’s first third of a century as a nation, it is impossible not to report with the lens of herstory.  This is because this nation’s economy is generated by the rural economy and the sustainability investment banking of the poorest women. Moreover, now that Obama has observed that top-down globalisation does not compound local community sustainability in banking, health, green energy or education, Bangladesh’s herstory is epicentral to any next generation networks who are interested in economically mapping how and why sustainability investments can transparently compound services which human being most critically need and want to serve.


    Bangladesh is leading 10 times more economical banking , healthcare, energy, mobile partnering and education. It is doing this in a mainly open source way so as to take economics as far above zero-sum as the greatest entrepreneurial challenges commuicated around our planet can achieve. Why not join the party http://yunusforum.net once you have satisfied yourself on how the reality-making of Bangladesh’s free marketing models came about?


    How was bottom-up banking and aid founded?

    Bangladesh was the third and last 100 million plus nation to gain independence after English colonial rule over India. It achieved independence in a bloody war where the nation we now call Pakistan flattened its infrastructure before retreating. Within a couple of years a million people were dying of famine. Two types of leaders emerged:

    · Those not atypical of any post colonial government rewarded by inter-governmental aid

    · Those who were Muslims but to whom Gandhian system beliefs and goals were core.
     

    The Muslim Gandhians networked around 2 extraordinary youthful entrepreneurs. Fazle Abed who had learnt his business skills in the Shell corporation in London, and Muhammad Yunus who had experienced what economics has to offer as a Fulbright scholar at VanderBilt.


    INVENTION OF BOTTOM-UP AID
    Within three years Fazle Abed’s network had invented 2 services that merited rural-wide replication and the network around Dr Yunus one. Fazle Abed’s network invented oral rehydration which was capable of saving up to 20% of infant’s lives and the most economical form of primary education. Both of these depended on professionals - nurses and teachers - being embedded in the village.


    When Fazle Abed approached the government leadership group about replicating these franchises, he was told this was not an interest of government but if he could resource bottom-up aid he was free to go and do it. A third of a century later, the world’s largest privatized services group of about 150000 employees governed by social business models – that is owned by the poorest - have developed many bottom up industry sectors including village nursing, village education, nationwide poultry, nationwide livesto0ck, national leadership of sericulture and silk fashions branding.

    INVENTION OF MICROCREDIT - peoples safest banking

    When Muhammad Yunus approached government circles about microcredit village banking it took 7 years to pass a national law constituting Grameen Bank as a one of a kind network – over 80% owned by the poorest and the rest owned by government. Not one cent owned by the board of operational executives. Notably, Grameen can only operate in rural areas and its purpose must always facilitate services to the poorest. Before the bank was formally constituted the members were surveyed in terms of what communally ending poverty meant beyond empowering individuals to be income generating- they came up with 16 decisions around which every communal venture that Grameen has innovated beyond pure microcredit has been generated. Primarily these decisions emphasize the mothers wish for health and safety of the household and educating her children to go way beyond illiteracy.


    To explore
    Grameen and true microcredit banking is to study how sustainability investments compound the most essential services. Today the world’s most resourced organizations can also discover industry sector responsibility by partnering in innovations with Bangladesh’s grassroots vital services networks and social business constitutions. In parallel ,the national strategy of Bangladesh is to design sustainability solutions which communities most desperately need and to open source replications of these around the world particularly with India's and China’s economies.
     

    Whilst testing of microcredit – and what became the safest banking system   - began in 1976, another extraordinary year was 1996. It was in this year that Bangladesh started to become the networking world’s epicentre of mobile and internet for the poor and green energy micro-systems.


    All three of Bangladesh’s major microcredit networks - Grameen, BRAC and  ASA - have explored mobiles in banking in different ways producing 3 superbly segmented microcredit services. However, it was the entrepreneurial courage of Muhammad Yunus who seized on taking out a mobile franchise at cents in the dollar after global consultants had mis-estimated the value of mobile telephony on Bangladesh by between 10-fold and hundredfold. He also revelled in ensuring that the first application of mobiles was in villages – Grameen was able to connect its 125000 village centers whose life critical questions and knowledge transfer had previously relied on manual cross-fertilization by banking branch managers. Today, along with India Bangladesh is number 1 in designing how mobiles can change every type of worldwide business. -eg http://www.bankabillion.org http://www.grameensolutions.com


    Just as the world’s poorest nation had the greatest incentive to design a banking system in a way that networked the productivity of the missing half of its population, today projections show that Bangladesh will need to be a leader in ending over-carbonization. Otherwise it is stochastically likely to be the first 100+ million population to be washed away. It seems that in the history of humanity – if women, and children and the poor are to be accounted for at all – that the world’s yes we can networks ought now be collaborating with Bangladesh in every way that social business networks map. Ironically with the collapse of top-down banking  worldwide, herstory has never been so interesting for all 7 billion beings on our planet. Come join in the celebrations in Dhaka on June 29
    http://www.yunusforum.net and journalists unite to launch herstories and other missing genres of sustainability investment.

    8:27 am edt 

    Monday, January 19, 2009

    Organisational mapping of Grameen America
    Board, Management & Staff Grameen America has assembled a top management team, including Professor Muhammad Yunus himself, to lead the organization’s efforts to help break the cycle of poverty through microfinance in disadvantaged U.S. communities. Professor Muhammad Yunus Member of the Board of Directors of Grameen America, Inc. Professor Yunus is famous worldwide for his successful application of the concept of microcredit, the extension of small loans to entrepreneurs too poor to qualify for traditional bank loans. Professor Yunus founded the Grameen Bank. In 2006, he and the bank were jointly awarded the Nobel Peace Prize, “for their efforts to create economic and social development from below.” Professor Yunus himself has received several other international honors, including the ITU World Information Society Award, Ramon Magsaysay Award and the World Food Prize and the Sydney Peace Prize. Professor Yunus holds a Ph.D in Economics from Vanderbilt University and M.A. and B.A. from Dhaka University in Bangladesh. He is the author of Banker to the Poor and Creating a World Without Poverty. Professor H.I. Latifee Member of the Board of Directors of Grameen America, Inc. Professor Latifee is an economist and Managing Director of Grameen Trust, the international outreach affiliate of Grameen Bank. Professor Latifee has been with the Grameen organization since its founding by Professor Yunus in 1973. Before joining Grameen Trust in 1994, Latifee was a Professor of Economics at the University of Chittagong in Bangladesh. As a result of his experience with Grameen Bank, Grameen Trust and Grameen partners worldwide, Professor Latifee is a highly regarded microfinance expert. He holds a B.A. and M.A. from Dhaka University in Bangladesh as well as a M.A. from Boston University. He is a winner of Business Week's Stars of Asia Award, 2001, for his leadership in the field of microcredit and poverty alleviation. Vidar Jorgensen President of Grameen America, Inc. Member of the Board of Directors of Grameen America, Inc. Mr. Jorgensen is the principal proponent and organizer of Grameen America. In addition to Grameen America, Mr. Jorgensen is a supporter of Grameen projects worldwide. He is the majority owner of six industry based conference and research companies, which in turn own and manage over 300 conferences and several membership-based research groups focused on biotechnology, pharmaceuticals, health care, insurance, financial services, entertainment, and infrastructure development. Mr. Jorgensen’s companies include WRG Research, Inc., Cambridge Healthtech Institute, Cambridge Healthtech Associates and The World Health Care Congress, which was launched in conjunction with The Wall Street Journal and CNBC. Mr. Jorgensen holds a B.A (Honors) in Political Science from Harvard University. Stephen A. Vogel Chief Executive Officer In addition to his current role with Grameen America, Mr. Vogel is a general partner in Vogel Partners, LLP, a private equity investment fund which invests in venture capital and buyout funds. Prior to founding Vogel Partners, Mr. Vogel acted as a Venture Partner with Entrench Capital Partners, an energy and telecom venture capital firm. Prior thereto, Mr. Vogel served as President and Chief Executive Officer of Synergy Gas Corp., a retail propane distribution company which he co-founded to supply commercial and industrial customers in New Jersey. During his tenure as President and CEO of Synergy (1971-1995), Mr. Vogel grew the business from its first customer to a company with over 250,000 customers, 2,700 employees and more than $300 million in annual revenue. Mr. Vogel successfully completed 50 individual acquisitions during this time and increased the company's distribution base to 330 retail locations. After selling Synergy Gas Corp. to Northwestern Corp. in 1995, Mr. Vogel co-founded EntreCapital Partners, a private equity firm focused on industrial and service companies facing operational or management challenges. Mr. Vogel is currently a member of the Board of Trustees with Montefiore Medical Center and Children's Hospital and on the Board of Directors with Lighthouse International. Mr. Vogel is a past Trustee with the Horace Mann School and a former Director of National Propane Gas Association. He joined Grameen America after being inspired by Professor Yunus and his mission to alleviate poverty not only in the developing world, but also in the United States. Shah Newaz Senior Vice President and General Manager Mr. Newaz has over 25 years experience with Grameen as a manager with global experience in establishing Grameen businesses in Bangladesh and the Dominican Republic. Mr. Newaz has moved his family from Bangladesh to Queens, New York and has a long-term commitment to the success of Grameen America. Mr. Newaz started his career in August 1982 as a field manager in the Grameen Bank Project and has since worked in various capacities within the Grameen network. Prior to joining Grameen America he was Deputy General Manager & Head of the Training and Special Programs Department of the Grameen Bank. Mr. Newaz completed his B.S. and M.S. at Chittagong University in Chittagong, Bangladesh. Leslie Kane Vice President of Strategy & Finance Ms. Leslie Kane joins our team from Morgan Stanley, where she has worked in New York, Mumbai, and Hong Kong since 2001. Most recently, Ms. Kane was Vice President and Operations Officer of Morgan Stanley's Real Estate Funds in Hong Kong, where she helped manage a team of 100 employees across six countries in Asia. Prior to this, she worked in Morgan Stanley's Investment Banking Division in New York and Mumbai, where she had responsibilities to role out the Firm's global strategy with the bank's senior management team. Ms. Kane holds a BA in History from Yale University and speaks Portuguese, Japanese and French. Paula Torres Carbonell Director of Marketing Ms. Paula Torres Carbonell has an extended background in corporate and nonprofit marketing. During her tenure at Carrefour and Procter & Gamble in Argentina, she specialized in marketing initiatives and in-store management for consumer goods products. Most recently, Ms. Carbonell was In-Store Marketing Manager for the Beauty Portfolio. Together with her family, she pioneered the creation of Fundacion Ruta 40, a nonprofit organization that contributes to the holistic development of underprivileged rural school districts. Ms. Torres Carbonell, who is fluent in Spanish, French and English, holds a Bachelor's Degree in Business Administration from Universidad Torcuato Ditella in Argentina and a Certificate in Fundraising from New York University. Isabel Maxwell Senior Advisor (West Coast) Ms. Maxwell is a leader in technology, business, media, venture capital, philanthropy and social entrepreneurship. She was co-founder of the pioneer Internet portal, The Magellan Online Guide, and served as President of Israel’s Commtouch Software (Nasdaq: CTCH). She is a 2001 World Economic Forum Technology Pioneer and received the 2001 Einstein Award for Leadership in Technology. Ms. Maxwell is the Chair of the Israel Venture Network (IVN) Leadership Initiative and a member of the Board of Governors of the Peres Center For Peace. She promotes social entrepreneurship broadly and serves on a number of philanthropic boards. Ms. Maxwell completed her M.A. (Oxon) at St. Hilda's College, in History & French and has a Diploma in Education from Edinburgh University. Alethia Mendez Center Manager Ms. Mendez joined Grameen America as a Center Manager and plays a critical role in the functioning of the organization’s microfinance activities in Queens. Under the guidance of senior banker, Shah Newaz, she is responsible for recruiting, training, motivating and maintaining relationships with Grameen America’s borrowers. She has previously worked in customer service for Sherpa’s Pet Trading Company. Ms. Mendez, who speaks fluent English and Spanish, is expected to matriculate in May 2008 with a Bachelor of Arts degree in Psychology and French Languages & Literature from Stony Brook University.
     
    here is a google search of numbers of references to microcredit by state - any surprising patterns?
    136000 NY107000 DC065600 CA049900 TX047100 IL041900 MI033000 AZ031900 VA031500 OH030900 MA029400 IN029100 HI027900 FA027000 MD

    023600 PA

    023200 VT

    021300 LA

    021200 WA

    020900 MS

    020800 ME

    020400 TN

    017900 AR

    017800 NC

    017100 KY

    014900 CO

    013600 NH

    013400 IA

    013400 CT

    012100 KS

    011800 NV

    011600  NJ

    011500 WI

    011400 AK

    010400 MO

    009720 UT

    008370 DE

    007800 NE

    007560 ID

    007540 AL

    007260 OK

    007090 GA

    006700 MT

    005100 NM

    004970 WY004430 RI004090 SC003190 SD

    002060 ND

    001340 WV
    .strated in queens new york with funding and resorce help from wholeplanetfoundation and Tides - as at january 09 :indications of funding for Grameen operations in such states as California, Nebraska, Arkansas, and North Carolina



    Who qualifies for a loan?

    Our loans are for people with very low incomes, primarily women, who have great business ideas but have difficulty accessing credit at reasonable rates.

    You don’t need:
    • current bank account
    • credit history
    • collateral
    • guarantors

    You do need to:
    • Be in need
    • Create or join a 5 member Group of like-minded individuals of the same economic status
    • Be a permanent resident of the community
    • Live close to your Group members
    • Be the only member of your household applying for membership in the same Group (close relatives such as mother, sister or in-law are not allowed)


    How are the loans used?


    All our loans are used for income generating businesses. We provide loans for activities as varied as the imagination of our borrowers:
    • A new sewing machine for a tailoring business
    • Children’s toys for a day care program
    • Silk fabric for a clothing business
    • Hair and beauty products for a beauty salon
    • Supplies to make wallets and purses


    What is Unique about Grameen America?

    Group Model

    To provide support and to help our borrowers succeed in making timely repayments, all Grameen borrowers join a Group of 5 like-minded people. Their Center Manager meets them once a week at a time and place that is convenient for them. This is where they share information, get financial training and learn about opportunities in their community. Members feel a sense of solidarity with other Group members and comfort in the personal relationship they develop with the Grameen America staff.

    Group Training

    To ensure every borrower fully understands the Grameen America program, newly-formed Groups learn about the Grameen method of loan disbursement and savings from their Center Manager during a training course.

    Membership

    With membership focused on low-income women, borrowers can be sure that Grameen America will always work to help those with greatest need. 
    Loans

    All borrowers begin with a Credit Establishment Loan (also called Basic Loan) of up to $3,000. Through consistent repayment, borrowers can develop a credit history and the opportunity to “graduate” from Grameen America to become eligible borrowers at many other financial institutions. After successful repayment of their initial loans, borrowers may use the Basic Loan to borrow from Grameen America again and again with higher loan amounts each time, so that the borrowers may meet all of their credit needs.
    Savings

    People struggling to make ends meet often don't have enough savings when there is an emergency. Grameen America helps our clients build assets for the future. To make sure our clients have financial security and stability, all borrowers open a Personal Savings Account with $10 that they save during their initial five-day group training period. Each week, clients grow their savings by depositing a small, fixed amount into their account as part of Grameen America's weekly group meeting activities. Over time, borrowers build a strong savings cushion and are prepared to face life's ups and downs.
    12:45 pm est 

    Friday, October 3, 2008

     it does seem to me that the millennium goals provide a universal and microeconomics network-consensus- at least one that provides the opposite belief system to wall street banks - and i assume this was why last week all of clinton, obama, mccain, and gordon brown solemnly swore never to forget (to systemise) them again;

    http://grameen.tv we can currently make the case that the brand of microcredit branding as a franchise is worth hundreds of times more than the brand of wall street banking and since the culture of microcredit is all about the millennium goals, it can be the time to bring truth economics back from the dead- healthy societies generate strong economies not vice versa; healthy/sustainable societies collaborate investment around millennium goals, QED.  


    I believe it  is the case that anyone who calls themself an alumni of Muhammad Yunus is expected to believe that the millennium goals are minimum ones to ask all friends -and peer to peer developers of social actions or social business - to be aware of, to co-mentor http://yunusmentors.com  and converge around;


    increasingly it may be useful to ask of any so-called transparency , sustainability investment practice groups or any of the corporate responsibilty or accountability networks - do you commit to the M-goals or any decisions http://www.youtube.com/socialactions

    1:29 pm edt 

    Thursday, October 2, 2008

    advance notice about 15 october - poverty's blog action day
    To participate you need to do 3 things, one before the day and twon one the day

    before 1.    Register your the Blog Action Day website http://site.blogactionday.org
     
    2.    Post about Poverty on October 15th! [Why is this topic important?
    How are you affected? How are you taking action? How can others reading your
    blog take action?]
    3.    Insert the html tracking code at the end of your blog post <a href="http://blogactionday.org"><img border="0"
    src="http://blogactionday.org/img/3bccebd8f4f06ffe501dbac32ccab4c438b0db4e.j
    pg" /></a>
    5:34 pm edt 


    mail submitted to stanford blog on social capital marketplaces http://www.ssireview.org/opinion/entry/a_coffee_shop_for_the_social_capital_market/

    I am a mathematician. I like to see constitutional models of organisational systems defined
    so they are transparently verifiable and not smudged with all sorts of classifications that
    social and CSR funds have used over recent years

    Can we make a list of models that are 100% verifiable with exact specifications?

    The one that is simplest to me is Dr Yunus' Social Business Model which is the subject
    of his book "creating a world without poverty, social business, future of capitalism". This
    is a constituitional model that has been tried and tested in bangladesh for 25 year now
    with probably over 500 verifiable cases, as well as being the core model of microcredit
    the way Dr Yunus and his 4 founders originated this form of microbanking owned by
    the poorest in the community.

    Are there any other named models where an ordinary panel of concerned people could
    look at an organisation and say yes it is or no it isnt applying the particular named model?

    5:20 pm edt 

    2013.04.01 | 2010.07.01 | 2009.11.01 | 2009.05.01 | 2009.04.01 | 2009.01.01 | 2008.10.01

    Link to web log's RSS file

    microcredit by Professor Latifee , Grameen Trust

    year 30 of social business modelling by alumni of Grameen and Dr Yunus

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    HERSTORY - nominations welcome info@worldcitizen.tv